Best Mortgage for First Time Buyers

What Is a Concessionary Purchase From a Family Member? A Simple, Clear Guide

Dale Townsend

What Is a Concessionary Purchase From a Family Member? A Simple, Clear Guide Buying a property from a family member...

First Time Buyers Mortgage Valuations: Everything You Need to Know

Dale Townsend

First Time Buyers Mortgage Valuations: Everything You Need to Know When you’re buying your first property, understanding the valuation process...

Fixed or Tracker Mortgage First Time Buyer: How to Choose the Right Option

Dale Townsend

Fixed or Tracker Mortgage First Time Buyer: How to Choose the Right Option When securing your first mortgage, one of...

First Time Buyers Soft Credit Checks: What You Really Need to Know

Dale Townsend

First Time Buyers Soft Credit Checks: What You Really Need to Know Applying for your first mortgage involves several checks,...

Joint Mortgage Existing Commitments: How Lenders Assess Uneven Borrowing

Dale Townsend

Joint Mortgage Existing Commitments: How Lenders Assess Uneven Borrowing When applying for a mortgage as a couple or with another...

Longer vs Shorter Mortgage Term First Time Buyers: Which Should You Pick?

Dale Townsend

Longer vs Shorter Mortgage Term First Time Buyers: Which Should You Pick? For many first-time buyers, choosing the right mortgage...

Savings Accounts ISAs First Deposit: A Complete Guide for First-Time Buyers

Dale Townsend

Savings Accounts ISAs First Deposit: A Complete Guide for First-Time Buyers Building your first deposit is often one of the...

Student Loans First Time Buyer Affordability: What Lenders Really Check

Dale Townsend

Student Loans First Time Buyer Affordability: What Lenders Really Check For many first-time buyers, student loan repayments are a normal...

First Time Buyers Variable Bonus Income Mortgage: What Lenders Allow

Dale Townsend

First Time Buyers Variable Bonus Income Mortgage: What Lenders Allow Many first-time buyers receive part of their income through bonuses,...

First Time Buyer Spending Habits Mortgage: What Lenders Really Look At

Dale Townsend

First Time Buyer Spending Habits Mortgage: What Lenders Really Look At One of the most overlooked parts of a mortgage...

First Time Buyers Personal Loans Mortgage: What Lenders Will Consider

Dale Townsend

First Time Buyers Personal Loans Mortgage: What Lenders Will Consider Many first-time buyers have personal loans—whether for a car, home...

First-Time Buyers Zero Credit History Mortgage: What Lenders Look For

Dale Townsend

First-Time Buyers Zero Credit History Mortgage: What Lenders Look For Many first-time buyers assume that having no credit problems means...

First-Time Buyers High Outgoings Affordability: What Matters Most to Lenders

Dale Townsend

ncome — it’s outgoings. With rising living costs, subscription-heavy lifestyles and common commitments like car finance or student loan deductions,...

Personal Loans First-Time Buyer Mortgages: How Lenders Assess Your Application

Dale Townsend

Personal Loans First-Time Buyer Mortgages: How Lenders Assess Your Application Personal loans are incredibly common, especially among first-time buyers who...