First-time buyers

First-time buyer guides for a clearer first step

Practical guides covering deposits, affordability, documents, credit checks and what to expect when applying for your first mortgage.

Valuation When Buying Your Rental Property at a Discount: Full Guide

Valuation When Buying Your Rental Property at a Discount: Full Guide

Valuation When Buying Your Rental Property at a Discount: Full Guide When a landlord offers to sell your rented property...
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Can a Landlord Discount Count as Your Deposit? Full Guide

Can a Landlord Discount Count as Your Deposit? Full Guide

Can a Landlord Discount Count as Your Deposit? Many long-term tenants want to buy the property they already live in,...
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Buying the Property You Rent: How a Landlord Concessionary Purchase Works

Buying the Property You Rent: How a Landlord Concessionary Purchase Works

Buying the Property You Rent: How a Landlord Concessionary Purchase Works For many long-term tenants, the idea of purchasing the...
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What Solicitors Check on a Family Concessionary Purchase: Full Guide

What Solicitors Check on a Family Concessionary Purchase: Full Guide

What Solicitors Check on a Family Concessionary Purchase: Full Guide A family concessionary purchase can be an efficient and cost-effective...
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Lender Requirements for a Family Concessionary Purchase: Full Guide

Lender Requirements for a Family Concessionary Purchase: Full Guide

Lender Requirements for a Family Concessionary Purchase: Full Guide Family concessionary purchases are increasingly common, allowing a buyer to purchase...
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Family Concessionary Purchase vs Gifted Deposit: Key Differences Explained

Family Concessionary Purchase vs Gifted Deposit: Key Differences Explained

Family Concessionary Purchase vs Gifted Deposit: Key Differences Explained Families often support one another when buying property, and two of...
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Deposit on a Family Concessionary Purchase: How Much You Need

Deposit on a Family Concessionary Purchase: How Much You Need

Deposit on a Family Concessionary Purchase: How Much You Need A family concessionary purchase is one of the most flexible...
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Do You Pay Stamp Duty on a Family Concessionary Purchase? Clear Guide

Do You Pay Stamp Duty on a Family Concessionary Purchase? Clear Guide

Do You Pay Stamp Duty on a Family Concessionary Purchase? Clear Guide If you are buying a property from a...
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Gifted Equity on a Family Concessionary Purchase: How It Works

Gifted Equity on a Family Concessionary Purchase: How It Works

Gifted Equity on a Family Concessionary Purchase: How It Works Buying a property from a family member at a reduced...
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What Is a Concessionary Purchase From a Family Member? A Simple, Clear Guide

What Is a Concessionary Purchase From a Family Member? A Simple, Clear Guide

What Is a Concessionary Purchase From a Family Member? A Simple, Clear Guide Buying a property from a family member...
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First Time Buyers Mortgage Valuations: Everything You Need to Know

First Time Buyers Mortgage Valuations: Everything You Need to Know

First Time Buyers Mortgage Valuations: Everything You Need to Know When you’re buying your first property, understanding the valuation process...
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Fixed or Tracker Mortgage First Time Buyer: How to Choose the Right Option

Fixed or Tracker Mortgage First Time Buyer: How to Choose the Right Option

Fixed or Tracker Mortgage First Time Buyer: How to Choose the Right Option When securing your first mortgage, one of...
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First Time Buyers Soft Credit Checks: What You Really Need to Know

First Time Buyers Soft Credit Checks: What You Really Need to Know

First Time Buyers Soft Credit Checks: What You Really Need to Know Applying for your first mortgage involves several checks,...
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Joint Mortgage Existing Commitments: How Lenders Assess Uneven Borrowing

Joint Mortgage Existing Commitments: How Lenders Assess Uneven Borrowing

Joint Mortgage Existing Commitments: How Lenders Assess Uneven Borrowing When applying for a mortgage as a couple or with another...
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Longer vs Shorter Mortgage Term First Time Buyers: Which Should You Pick?

Longer vs Shorter Mortgage Term First Time Buyers: Which Should You Pick?

Longer vs Shorter Mortgage Term First Time Buyers: Which Should You Pick? For many first-time buyers, choosing the right mortgage...
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Savings Accounts ISAs First Deposit: A Complete Guide for First-Time Buyers

Savings Accounts ISAs First Deposit: A Complete Guide for First-Time Buyers

Savings Accounts ISAs First Deposit: A Complete Guide for First-Time Buyers Building your first deposit is often one of the...
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Student Loans First Time Buyer Affordability: What Lenders Really Check

Student Loans First Time Buyer Affordability: What Lenders Really Check

Student Loans First Time Buyer Affordability: What Lenders Really Check For many first-time buyers, student loan repayments are a normal...
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First Time Buyers Variable Bonus Income Mortgage: What Lenders Allow

First Time Buyers Variable Bonus Income Mortgage: What Lenders Allow

First Time Buyers Variable Bonus Income Mortgage: What Lenders Allow Many first-time buyers receive part of their income through bonuses,...
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First Time Buyer Spending Habits Mortgage: What Lenders Really Look At

First Time Buyer Spending Habits Mortgage: What Lenders Really Look At

First Time Buyer Spending Habits Mortgage: What Lenders Really Look At One of the most overlooked parts of a mortgage...
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First Time Buyers Personal Loans Mortgage: What Lenders Will Consider

First Time Buyers Personal Loans Mortgage: What Lenders Will Consider

First Time Buyers Personal Loans Mortgage: What Lenders Will Consider Many first-time buyers have personal loans—whether for a car, home...
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