Can a Joint Mortgage be Transferred to One Person? When individuals take out a joint mortgage, their circumstances may change over time. Separation or divorce can raise questions about what happens to the mortgage and how it can be modified. This blog post explores...
How to remortgage with bad credit Can you remortgage with bad credit? While having a poor credit history can make it more challenging to secure a favourable remortgage deal, it is still possible to remortgage with bad credit. Lenders typically view applicants with...
A Comprehensive Guide: Switching from an Interest-Only Mortgage to a Repayment Mortgage Introduction When choosing a mortgage type, some opt for an interest-only mortgage, a solution that offers lower monthly payments in the short term. However, over time, many...
A Comprehensive Guide: Remortgaging to Buy Another Property Introduction For homeowners and property investors, remortgaging to buy another property has become an increasingly popular strategy to expand one’s property portfolio or access additional funds....
A Comprehensive Guide: Remortgaging for Home Improvements Introduction As a homeowner, you may have considered making enhancements to your property to increase its value, comfort, and functionality. Whether it’s renovating your kitchen, adding an extra...
What is remortgaging? Remortgaging is the process of getting a new mortgage on a property you already own. There are a number of reasons you might consider doing this, but it’s a huge opportunity to save thousands of pounds a year on your mortgage repayments. ...