Clear terms for using Mortgage Bridge

These terms apply to your use of the Mortgage Bridge website, including our pages, guides, articles, calculators, digital tools and enquiry forms.

References to "Mortgage Bridge", "we", "us" or "our" mean Mortgage Bridge Ltd. References to "you" mean the person using this website or submitting an enquiry.

We may update these terms from time to time. The version displayed on this page applies when you use the website.

Mortgage Bridge is an introducer. We help people who may need mortgage, protection or insurance support by collecting enquiry information and, where appropriate, introducing them to a third-party FCA-regulated adviser.

We are not a lender, insurer, conveyancer, credit reference agency or regulated mortgage adviser. We do not make lending decisions, underwriting decisions or product recommendations.

The information on this website is provided for general information only. It is not personal advice and should not be treated as a recommendation to apply for, take out, avoid, change or cancel any mortgage, insurance, credit, legal or financial product.

You should speak to an appropriately qualified and FCA-regulated adviser before making decisions about a mortgage, insurance policy or related financial product.

If you submit an enquiry, we may review the information provided and introduce you to a third-party mortgage, protection or insurance adviser where we believe this may be appropriate.

• An introduction does not guarantee that you will be accepted by an adviser, lender or insurer.
• Any adviser we introduce is responsible for their own advice, recommendations, fees, documents, disclosures and regulatory obligations.
• You should read any terms, initial disclosure documents, fee agreements and privacy notices provided by the adviser or provider.
• We may receive a fee, commission or other commercial benefit for an introduction where permitted.

We try to keep website content clear, accurate and useful, but mortgage and insurance criteria can change quickly. Content may not always reflect the latest lender, insurer, regulatory or market position.

Website content is not tailored to your individual circumstances. You should not rely on it as the only basis for making a financial decision.

Any calculators, eligibility tools or digital checks on this website are for general illustration or pre-screening only.

• Results are estimates and may be based on assumptions.
• Results are not mortgage advice, insurance advice, a decision in principle, an offer, a quote or a lender commitment.
• Actual availability, affordability, rates, fees and criteria depend on full assessment by an adviser, lender, insurer or provider.

When using this website or submitting an enquiry, you agree that you will:

• Provide accurate, complete and up-to-date information.
• Use the website only for lawful purposes.
• Not misuse the website, interfere with its security or attempt to access systems without permission.
• Not submit information about another person unless you have their permission to do so.
• Tell us promptly if information you have provided changes or is incorrect.

The content, design, branding, text, graphics, layout and other materials on this website belong to Mortgage Bridge or our licensors unless stated otherwise.

You may view and print website content for your own personal, non-commercial use. You must not copy, reproduce, republish, sell, scrape, distribute or adapt our content without written permission.

This website may link to third-party websites, including adviser, lender, insurer, regulator, review platform or information websites.

Those websites are not controlled by us. We are not responsible for their content, accuracy, security, availability, privacy practices or terms.

We do not guarantee that the website will always be available, uninterrupted, secure or error-free. We may change, suspend or remove parts of the website at any time.

Nothing in these terms excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation.

Subject to that, we are not responsible for losses arising from reliance on general website content, calculator estimates, third-party websites, adviser decisions, lender decisions, insurer decisions, or information you provide that is inaccurate or incomplete.

We process personal information in line with our Privacy Policy. Please read it to understand what information we collect, how we use it, who we share it with and your rights.

If the website uses cookies or similar technologies, cookie use will be explained through our cookie banner, cookie notice or website settings where applicable.

These terms are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction, unless consumer protection law gives you the right to bring a claim elsewhere in the United Kingdom.