Specialist mortgage introductions

Bad credit mortgage information and adviser introductions

Mortgage Bridge provides general information and administrative support as a mortgage introducer. We do not provide mortgage or debt advice, assess eligibility, affordability or suitability, or recommend products. Advice comes from an adviser acting through an FCA-authorised and regulated firm.

Read how lenders may assess mortgage applications with defaults or mortgage applications with a CCJ.

Enquiries include adverse credit, low deposits, missed payments, defaults and CCJs, self-employed income, and bridging loans.

General information and introductions No-obligation enquiry

Mortgage Bridge mobile enquiry screens
Complex case? An introduction does not establish eligibility or guarantee acceptance.

Common challenges we find

Common
1
Missed payments
Late or missed payments on credit cards, loans or other commitments.
Adverse
2
Defaults or CCJs
Defaults or County Court Judgments showing on your credit report, whether recent or settled.
Popular
3
Self-employed income
Income from self-employment, dividends, contracts or multiple income streams.
Route
4
Low deposit
A smaller deposit can make finding the right lender more difficult.
Pathway
5
IVA or bankruptcy
Historic insolvency such as an IVA or bankruptcy recorded on your credit history.

Specialist mortgage introductions

Because life doesn't always go to plan

If your bank has said no, or your situation feels complicated, Mortgage Bridge can introduce you to advisers acting through FCA-authorised and regulated firms experienced in adverse credit, complex income and specialist lending. Mortgage Bridge provides introductions. Mortgage advice is provided by the broker.

Missed payments Defaults or CCJs Self-employed income Low deposit DMP, IVA or bankruptcy Declined elsewhere
Start your enquiry

YOUR INTRODUCTION

Connect with a specialist mortgage broker

1
Share your circumstances Share details about credit history, income, deposit and property plans.
2
Get introduced to a mortgage broker Mortgage Bridge facilitates an introduction through its commercial referral arrangements. This is not an eligibility or suitability assessment.
3
Explore your options with your broker Your broker can assess your circumstances, explain any suitable options and advise on the next steps.
✓
An introduction, not an application Start by sharing your circumstances so Mortgage Bridge can introduce you to a mortgage broker.
How it works

The Mortgage Bridge process

Mortgage Bridge provides an introduction service for people with circumstances such as adverse credit, low credit scores or non-standard income. Mortgage advice is provided by the advisers acting through FCA-authorised and regulated firms, not Mortgage Bridge.

1

Share your situation

Complete the quick enquiry form with details of your circumstances, goals and any credit history concerns.

2

Speak to a mortgage broker

Mortgage Bridge introduces you to an adviser acting through FCA-authorised and regulated firms who can assess your circumstances and advise on any suitable mortgage options.

3

Move forward with clarity

If a suitable mortgage option is identified and you choose to proceed, your broker can guide you through the next steps and the application process.

Mortgage broker introductions

Start your mortgage enquiry

Mortgage Bridge introduces you to mortgage brokers experienced in complex income, adverse credit and non-standard circumstances.

Share your circumstances

Your answers help Mortgage Bridge arrange an introduction.

Speak to a mortgage broker

Your broker assesses your circumstances and explores suitable options.

Understand your next steps

Your broker explains the options and provides mortgage advice.

Mortgage Bridge provides introductions, not mortgage advice. Completing this enquiry is not a mortgage application or a guarantee of acceptance.

Quick online enquiry

Start your mortgage enquiry

Share details of your property plans, income and credit history so Mortgage Bridge can introduce you to a mortgage broker. The broker assesses your circumstances and provides any mortgage advice.

  • Introductions for complex income and adverse credit enquiries
  • Complete the enquiry form on your phone
  • No-obligation enquiry
Start your enquiry

Mortgage Bridge provides introductions, not mortgage advice. An enquiry is not a mortgage application or a guarantee of acceptance.

Helpful guides for real mortgage situations

Browse practical guides covering bad credit, first-time buyers, remortgaging, self-employed income and other specialist mortgage scenarios.

Changing Circumstances and the Limits of Adaptability Claims
Mortgage Tips

Changing Circumstances and the Limits of Adaptability Claims

Life Changes and Mortgage Assessment: Current and Expected Figures
Mortgage Tips

Life Changes and Mortgage Assessment: Current and Expected Figures

Personal Circumstances and the Limits of Mortgage Confidence Labels
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Personal Circumstances and the Limits of Mortgage Confidence Labels

Major Expenses and Mortgage Commitments: Evidence and Assessment
Mortgage Tips

Major Expenses and Mortgage Commitments: Evidence and Assessment

Financial Adjustment Periods and Mortgage Evidence
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Financial Adjustment Periods and Mortgage Evidence

Mortgage Applications During Changes in Personal Circumstances
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Mortgage Applications During Changes in Personal Circumstances

Mortgage Applications After Separation: Borrowers, Ownership and Costs
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Mortgage Applications After Separation: Borrowers, Ownership and Costs

Getting a Mortgage While on Long Term Benefits
Bad Credit Mortgage Guides

Getting a Mortgage While on Long Term Benefits

Recovery Periods and Mortgage Records: The Actual Financial Position
Mortgage Tips

Recovery Periods and Mortgage Records: The Actual Financial Position

Limited Credit History and Mortgage Assessment: Evidence and Verification
Bad Credit Mortgage Guides

Limited Credit History and Mortgage Assessment: Evidence and Verification

Mortgage Applications After Time Out of Work: Current Evidence
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Mortgage Applications After Time Out of Work: Current Evidence

Payday Loan History and Mortgage Assessment: Dates, Status and Commitments
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Payday Loan History and Mortgage Assessment: Dates, Status and Commitments

Relocation and Mortgage Assessment: Employment, Costs and Property
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Relocation and Mortgage Assessment: Employment, Costs and Property

Buy Now Pay Later and Mortgage Assessment: Instalments and Evidence
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Buy Now Pay Later and Mortgage Assessment: Instalments and Evidence

Mortgage Evidence After a Change in Circumstances
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Mortgage Evidence After a Change in Circumstances

Credit Builder Loans and Mortgage Assessment: Costs, Records and Limits
Bad Credit Mortgage Guides

Credit Builder Loans and Mortgage Assessment: Costs, Records and Limits

Changes in Household Arrangements and Mortgage Assessment
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Changes in Household Arrangements and Mortgage Assessment

Overdraft Use and Mortgage Assessment: Facilities, Balances and Records
Bad Credit Mortgage Guides

Overdraft Use and Mortgage Assessment: Facilities, Balances and Records

Career Changes and Mortgage Application Records
Mortgage Tips

Career Changes and Mortgage Application Records

New Credit Cards and Mortgage Assessment: Searches, Balances and Payments
Bad Credit Mortgage Guides

New Credit Cards and Mortgage Assessment: Searches, Balances and Payments