Debt Consolidation Mortgage Calculator
Compare your current monthly payments with an estimated mortgage payment after consolidating selected unsecured debts.
- Choose which unsecured debts to include.
- Estimate the new mortgage balance and payment.
- Remember lower monthly payments may cost more over time.
Compare before and after consolidation
Enter your current mortgage, list your unsecured debts, then choose which debts you want to include in the new mortgage.
Current mortgage
Add your existing mortgage balance and monthly payment.
Unsecured debts to consider
Add credit cards, loans, store cards and other commitments. Tick include to roll that balance into the new mortgage.
Mobile view: complete one debt card at a time, then use “Add another debt” if you need more rows.
| Description | Balance | Monthly payment | Consolidate? | Remove |
|---|
New mortgage after consolidation
Use the expected new mortgage rate and term to estimate the replacement payment.
Estimated comparison
This compares monthly outgoings only. It does not calculate total interest over the full mortgage term.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.