10 Biggest UK Mortgage Mistakes and How to Avoid Them
Learn the top 10 UK mortgage mistakes to avoid, with tips on budgeting, credit, hidden costs, and finding the best deals for first-time buyers and beyond
Mortgages for Freelancers: How to Secure Approval with Expert Tips
Discover how freelancers can secure a mortgage with expert tips from Mortgage Bridge. Learn about challenges, solutions, and documents needed for approval.
Fixed vs. Variable Rate Mortgages: How to Choose the Best Option for You
Learn whether a fixed or variable-rate mortgage is right for you, with simple advice on stability, flexibility, and market trends to make the best choice
Can You Get a Mortgage with a Student Loan? Everything You Need to Know
Learn how student loans affect your mortgage application, what lenders look for, and how to improve your chances of approval with our expert tips
How a Gifted Deposit Can Help You Secure the Mortgage You Need
Learn how a gifted deposit can simplify getting a mortgage, reduce costs, and improve your chances—even if you’re dealing with bad credit
10 Proven Tips to Boost Your Credit Score Before Applying for a Mortgage
Discover simple ways to boost your credit score, fix mistakes, tackle debt, and get ready for a mortgage. Practical tips to secure better loan terms!
Mortgage Options for Armed Forces Personnel
Securing a mortgage can be a daunting process for those serving in the armed forces or veterans transitioning to civilian life. However, the UK mortgage industry recognizes the unique circumstances...
Can You Still Get a Mortgage After Redundancy?
Experiencing redundancy can understandably raise concerns about your ability to secure a mortgage. However, with proper planning and the right approach, it is still possible to achieve your...
How Mortgage Repayment Terms Affect Your Payments
When applying for a mortgage, one crucial decision you'll need to make is the repayment term. This refers to the number of years over which you'll repay the loan. Typical mortgage terms in the UK...
How to Get a Mortgage If You’re Over 50
Securing a mortgage in later life can present unique challenges, but it is certainly achievable with careful planning and consideration of your options. Many lenders impose age limits, typically...
Green Mortgages: Incentives for Energy-Efficient Homes
What are green mortgages? Green mortgages are specialised home loans designed to incentivise borrowers to purchase or renovate energy-efficient properties. These mortgages offer favourable terms and...
Getting a Mortgage After Divorce: What You Need to Know
Securing a mortgage following a divorce can present financial challenges, but with appropriate preparation and guidance, it is achievable. This blog post aims to provide divorcees with insights into...
Bridging Loans vs. Traditional Mortgages: Which is Right for You?
With the ever-evolving real estate market, buyers are often faced with the dilemma of choosing the most suitable financing solution. In this blog post, we'll explore the key differences between...
Can You Get a High LTV Mortgage with Bad Credit?
Understanding LTV ratios is crucial when exploring mortgage options. The loan-to-value (LTV) ratio measures the mortgage amount against the property's value. High LTV mortgages, often over 85%,...
Key Worker Mortgages: Are You Eligible?
As a key worker providing vital services to the community, you may be eligible for exclusive mortgage schemes designed to support your home-buying aspirations. These schemes often offer favourable...
Getting a Mortgage as a Temporary or Agency Worker
Securing a mortgage can be challenging for those with non-standard employment, such as temporary or agency workers. However, with the right approach and by understanding how lenders assess such...
How Debt-to-Income Ratio Affects Your Mortgage Application
When assessing mortgage applications, lenders closely scrutinise your debt-to-income ratio. This metric calculates your monthly debt obligations as a percentage of your gross monthly income. It...
How Foster Carers Can Secure A Mortgage
Obtaining a mortgage as a foster carer can be a complex process, but with the right guidance and preparation, it is certainly achievable. This blog post aims to provide valuable insights into how...
Can You Get A Mortgage After Bankruptcy?
Declaring bankruptcy can have a significant impact on your credit score, making it challenging to secure a mortgage in the immediate aftermath. However, it is possible to rebuild your...
Contractor Mortgages
Can contractors get a mortgage? Yes, contractors can obtain a mortgage, provided they meet the lender's eligibility criteria. Mortgage providers recognise the unique circumstances of contractors and...
Can a joint mortgage be transferred to one person
Can a Joint Mortgage be Transferred to One Person? When individuals take out a joint mortgage, their circumstances may change over time. Separation or divorce can raise questions about what happens...
Checkmyfile Explained
What is Checkmyfile? Checkmyfile is a credit report service that allows individuals to access their credit information from major credit reference agencies. It provides a comprehensive overview of...
What credit score do I need to get a mortgage
Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants' creditworthiness. One crucial factor they consider is the credit score, a numerical...
How to remortgage with bad credit
How to remortgage with bad credit Can you remortgage with bad credit? While having a poor credit history can make it more challenging to secure a favourable remortgage deal, it is still possible to...
Switching from an Interest-Only Mortgage to a Repayment Mortgage
A Comprehensive Guide: Switching from an Interest-Only Mortgage to a Repayment Mortgage Introduction When choosing a mortgage type, some opt for an interest-only mortgage, a solution that...
Self-Employed Mortgages with 2 Years of Accounts
A Comprehensive Guide: Self-Employed Mortgages with 2 Years of Accounts Introduction For self-employed individuals, homeownership can often seem like a distant goal. The traditional mortgage...
Self-Employed Mortgages with 1 Year’s Accounts
A Comprehensive Guide: Self-Employed Mortgages with 1 Year's Accounts Introduction In today's dynamic job market, self-employment is a path that many are choosing to pursue. Whether you're a...
Securing a Mortgage After Repossession
A Comprehensive Guide: Securing a Mortgage After Repossession Introduction Owning a home is a dream for many, but sometimes life's challenges can lead to the unfortunate event of...
Remortgaging to Buy Another Property
A Comprehensive Guide: Remortgaging to Buy Another Property Introduction For homeowners and property investors, remortgaging to buy another property has become an increasingly popular...
Remortgaging for Home Improvements
A Comprehensive Guide: Remortgaging for Home Improvements Introduction As a homeowner, you may have considered making enhancements to your property to increase its value, comfort, and...