Useful tools before you speak to a broker
Explore payment illustrations, budget arithmetic, deposits and information checklists. These tools are designed to help you prepare, not replace regulated mortgage advice.
Most-used mortgage tools
These tools provide general illustrations and neutral preparation information. They do not assess mortgage eligibility, affordability or suitability.
Mortgage Payment Calculator
Estimate monthly repayments based on loan amount, term and interest rate.
Mortgage Budget and Payment Planner
Explore household costs, illustrative mortgage payments, fees and higher-rate scenarios.
Stamp Duty Calculator
Estimate SDLT, LBTT or LTT based on price, location and buyer type.
Payslip Calculator
Break down basic pay, overtime and total gross income.
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Mortgage costs and payments
Estimate payments, purchase costs, overpayments and short-term finance scenarios.
Credit and affordability
Prepare your borrowing picture by checking commitments, credit profile and affordability.
Income and deposit planning
Organise income evidence, savings plans and application readiness before speaking to an adviser.
Specialist buying routes
Estimate costs for alternative purchase routes and more specialist scenarios.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.