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Choose the closest answer for each question. You can go back and change your answers before viewing the result.

Use your general credit-file position, not just a score from one app.

Recent missed payments usually matter more than older, isolated issues.

The age, amount, number and whether they are satisfied can all affect lender options.

Some lenders need these to be discharged or settled for a period of time before applying.

Complex income can still work, but documentation and lender criteria become more important.

A larger deposit can sometimes offset risk, especially where credit issues are recent.

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As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Disclaimer:
This tool is for general guidance only and does not guarantee mortgage eligibility or approval. The results are based on the information you provide and are intended to give an indication of how lenders may view your situation. Actual decisions will depend on a full credit check, affordability assessment and a wider review of your financial circumstances. For personalised advice, please contact us.

Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.