As a key worker providing vital services to the community, you may be eligible for exclusive mortgage schemes designed to support your home-buying aspirations. These schemes often offer favourable terms, such as lower interest rates or higher loan-to-value (LTV)...
Securing a mortgage can be challenging for those with non-standard employment, such as temporary or agency workers. However, with the right approach and by understanding how lenders assess such applications, it is certainly achievable. How Lenders View Temporary...
When assessing mortgage applications, lenders closely scrutinise your debt-to-income ratio. This metric calculates your monthly debt obligations as a percentage of your gross monthly income. It helps lenders evaluate whether you can comfortably afford the proposed...
Obtaining a mortgage as a foster carer can be a complex process, but with the right guidance and preparation, it is certainly achievable. This blog post aims to provide valuable insights into how fostering income is assessed, the role of specialist lenders, proving...
What is Checkmyfile? Checkmyfile is a credit report service that allows individuals to access their credit information from major credit reference agencies. It provides a comprehensive overview of your credit history, enabling you to understand your financial standing...
Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants’ creditworthiness. One crucial factor they consider is the credit score, a numerical representation of an individual’s credit history and financial...
