Understanding mortgages and the application process

Important information about these guides

Mortgage Bridge acts as a mortgage introducer and provides general information and administrative support. These guides are for educational purposes only and should not be relied upon as mortgage advice, a recommendation or an assessment of your eligibility or suitability.

Mortgage Bridge does not assess mortgage suitability, determine eligibility, recommend products or make lending decisions. Any review of enquiry information by Mortgage Bridge is administrative only. Any regulated mortgage advice is provided separately by an adviser acting through a network authorised and regulated by the Financial Conduct Authority, following an assessment of your individual circumstances.

Information about deposits, borrowing, debt repayment and mortgage products is general. It should not be used on its own to decide whether to repay debts, change financial commitments or choose a product. An adviser acting through an FCA-authorised and regulated network can assess your circumstances and explain which options, if any, may be available.

Mortgage availability depends on individual circumstances, affordability and current lender criteria. Acceptance is not guaranteed. Criteria, products and costs can change, and information in a guide may not reflect the requirements that apply when you make an enquiry or application.

If you make an enquiry, we can provide administrative support and introduce your enquiry to an adviser. Mortgage Bridge has commercial referral relationships and receives a percentage of the commission earned by the adviser on introduced cases that complete. We therefore have a financial interest in those cases completing.

Read more about our role and how enquiries are handled in our About Us page, Terms and Conditions and Privacy Policy.

Any property used as security, including your home, may be repossessed if you do not repay borrowing secured against it.