Bad credit mortgage guides

Mortgage guides for credit issues and complex cases

Practical guides covering defaults, CCJs, missed payments, DMPs, IVAs, bankruptcy, debt collection activity and how lenders may assess adverse credit.

Can You Get a Mortgage on Benefits with Bad Credit UK

Can You Get a Mortgage on Benefits with Bad Credit UK

Can You Get a Mortgage on Benefits with Bad Credit UK Getting a mortgage on benefits with bad credit UK...
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Can You Get a Mortgage with a Deposit from Crypto or Shares UK

Can You Get a Mortgage with a Deposit from Crypto or Shares UK

Can You Get a Mortgage with a Deposit from Crypto or Shares UK Using investments to fund a property purchase...
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Using Compensation Payout Mortgage Deposit Bad Credit: What Lenders Consider

Using Compensation Payout Mortgage Deposit Bad Credit: What Lenders Consider

Using Compensation Payout Mortgage Deposit Bad Credit: What Lenders Consider Using a compensation payout mortgage deposit bad credit scenario is...
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Can Family Gifts from Overseas Be Used as a Deposit if Your Credit Score Is Low

Can Family Gifts from Overseas Be Used as a Deposit if Your Credit Score Is Low

Can Family Gifts from Overseas Be Used as a Deposit if Your Credit Score Is Low Many prospective buyers in...
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Mortgages for Ex-Local Authority Flats with Historic Credit Problems

Mortgages for Ex-Local Authority Flats with Historic Credit Problems

Mortgages for Ex-Local Authority Flats with Historic Credit Problems Securing mortgages for ex-local authority flats with historic credit problems can...
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Mortgage After a Short Term Payment Freeze or Forbearance Arrangement

Mortgage After a Short Term Payment Freeze or Forbearance Arrangement

Mortgage After a Short Term Payment Freeze or Forbearance Arrangement A mortgage after a short term payment freeze can still...
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Car Finance and Personal Loans Mortgage Impact: What You Need to Know

Car Finance and Personal Loans Mortgage Impact: What You Need to Know

Car Finance and Personal Loans Mortgage Impact: What You Need to Know The car finance and personal loans mortgage impact...
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Adverse Credit Decision Trees: What Matters Most to Mortgage Lenders

Adverse Credit Decision Trees: What Matters Most to Mortgage Lenders

Adverse Credit Decision Trees: What Matters Most to Mortgage Lenders Understanding how adverse credit decision trees work can help borrowers...
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Mortgage declined after a second credit check: why it happens

Mortgage declined after a second credit check: why it happens

Mortgage declined after a second credit check: why it happens It can be surprising and stressful to hear that a...
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Gambling Winnings Mortgage Deposit UK: Can You Use Them?

Gambling Winnings Mortgage Deposit UK: Can You Use Them?

Gambling Winnings Mortgage Deposit UK: Can You Use Them? Using a gambling winnings mortgage deposit UK is a topic that...
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Mortgages After Long Term Sickness Poor Credit UK: What You Need to Know

Mortgages After Long Term Sickness Poor Credit UK: What You Need to Know

Mortgages After Long Term Sickness Poor Credit UK: What You Need to Know Applying for mortgages after long term sickness...
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Can You Still Get a Mortgage with a Serious Medical Condition and Past Credit Issues?

Can You Still Get a Mortgage with a Serious Medical Condition and Past Credit Issues?

Can You Still Get a Mortgage with a Serious Medical Condition and Past Credit Issues? Securing a mortgage serious medical...
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Mortgages for Uninhabitable Properties with Bad Credit: What to Know

Mortgages for Uninhabitable Properties with Bad Credit: What to Know

Mortgages for Uninhabitable Properties with Bad Credit: What to Know Exploring mortgages for uninhabitable properties with bad credit can feel...
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Can You Get a Bridging Loan with Bad Credit for a Renovation Project

Can You Get a Bridging Loan with Bad Credit for a Renovation Project

Can You Get a Bridging Loan with Bad Credit for a Renovation Project A bridging loan bad credit renovation scenario...
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How Missed Council Rent or Housing Association Rent Affects Your Mortgage Chances

How Missed Council Rent or Housing Association Rent Affects Your Mortgage Chances

How Missed Council Rent or Housing Association Rent Affects Your Mortgage Chances When applying for a mortgage, your financial history...
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Can You Buy Your Rental Property If You Have Had Previous Issues With Your Landlord

Can You Buy Your Rental Property If You Have Had Previous Issues With Your Landlord

Can You Buy Your Rental Property If You Have Had Previous Issues With Your Landlord Exploring whether you can buy...
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Using Rental Payment History to Support a Mortgage with a Low Credit Score

Using Rental Payment History to Support a Mortgage with a Low Credit Score

Using Rental Payment History to Support a Mortgage with a Low Credit Score The idea of using rental payment history...
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Can You Get a Mortgage with Historic Rent Arrears?

Can You Get a Mortgage with Historic Rent Arrears?

Can You Get a Mortgage with Historic Rent Arrears? Getting a mortgage with historic rent arrears can feel uncertain, especially...
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Can You Get a Mortgage After a Proceeds of Crime Investigation?

Can You Get a Mortgage After a Proceeds of Crime Investigation?

Can You Get a Mortgage After a Proceeds of Crime Investigation? Applying for a mortgage after a legal or financial...
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How Mortgage Lenders Use Internal Risk Scores When Your Credit Looks OK on Paper

How Mortgage Lenders Use Internal Risk Scores When Your Credit Looks OK on Paper

How Mortgage Lenders Use Internal Risk Scores When Your Credit Looks OK on Paper The concept of an internal risk...
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