Understanding Individual Voluntary Arrangements (IVAs) and Obtaining a Mortgage Introduction Individual Voluntary Arrangements (IVAs) are legally binding agreements that allow individuals to repay their debts over a specific period, usually five or six years. If you...
Introduction: Obtaining a mortgage with bad credit can be a challenging task, but it is not impossible. Fortunately, there are mortgage lenders who specialize in offering solutions for individuals with less-than-perfect credit scores. In this blog post, we will...
When it comes to managing your finances, one of the most important things to consider is how your decisions will affect your credit score. One of the most common questions people have is whether or not going into overdraft will affect their credit score. The answer is...
Introduction: Purchasing a home is a significant milestone for many people. However, what if one person involved in the mortgage application has bad credit? Can you still secure a mortgage under such circumstances? In this post, we will explore the possibilities and...
Introduction: Securing a mortgage with a poor credit score can be challenging, especially when lenders have stringent eligibility criteria. However, having a very poor credit score doesn’t automatically disqualify you from obtaining a mortgage. In this blog...
Having a poor credit score can make it difficult to get approved for a mortgage. However, it is not impossible to get a mortgage with poor credit and there are some steps you can take to improve your chances of getting approved. In this post, we will discuss what you...
