First-time buyer guides

First-time buyer guides for a clearer first step

Practical guides covering deposits, affordability, documents, credit checks and what to expect when applying for your first mortgage.

Mortgage Declined Ex-Local Authority Property: Why Lenders Say No

Mortgage Declined Ex-Local Authority Property: Why Lenders Say No

Mortgage Declined Because Property Was Ex-Local Authority: Why Lenders Say No Having a mortgage declined ex-local authority property can be...
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Mortgage Declined Because Flat Has Commercial Storage Below

Mortgage Declined Because Flat Has Commercial Storage Below

Mortgage Declined Because Flat Has Commercial Storage Below: Why Lenders Decline Having a mortgage declined because flat has commercial storage...
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Mortgage Declined Because Property Is Above Multiple Retail Units

Mortgage Declined Because Property Is Above Multiple Retail Units

Mortgage Declined Because Property Is Above Multiple Retail Units: Why Lenders Decline Having a mortgage declined because property is above...
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Documents for First-Time Buyer Mortgage Applications

Documents for First-Time Buyer Mortgage Applications

Documents for First-Time Buyer Mortgage Applications Getting your paperwork organised can make the mortgage application process much easier. The documents...
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How to Save for a Deposit Fast on a Low Income

How to Save for a Deposit Fast on a Low Income

How to Save for a Deposit Fast on a Low Income Saving for a house deposit can feel difficult when...
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First-Time Buyer Salary Requirements: How Much Do You Need to Earn?

First-Time Buyer Salary Requirements: How Much Do You Need to Earn?

First-Time Buyer Salary Requirements: How Much Do You Need to Earn? There is no single minimum salary you need to...
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Can First-Time Buyers Get a Mortgage with Overtime Income?

Can First-Time Buyers Get a Mortgage with Overtime Income?

Can First-Time Buyers Get a Mortgage with Overtime Income? Yes, it may be possible to get a first-time buyer mortgage...
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Gifted Deposit for a First-Time Buyer: What You Need to Know

Gifted Deposit for a First-Time Buyer: What You Need to Know

What First-Time Buyers Need to Know About Gifted Deposits A gifted deposit for a first-time buyer can make buying a...
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First-Time Buyer Mortgage Mistakes to Avoid

First-Time Buyer Mortgage Mistakes to Avoid

First-Time Buyer Mistakes to Avoid When Getting a Mortgage Buying your first home involves several financial and legal stages, so...
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How to Strengthen a Mortgage Application for First-Time Buyers

How to Strengthen a Mortgage Application for First-Time Buyers

How to Strengthen a Mortgage Application First-Time Buyers Submit to Lenders A mortgage application involves much more than confirming your...
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How First-Time Buyers Can Avoid Down Valuations

How First-Time Buyers Can Avoid Down Valuations

How First-Time Buyers Can Avoid Down Valuations Finding your first home and having an offer accepted can be exciting, but...
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What First-Time Buyers Need to Know About Mortgage Offers

What First-Time Buyers Need to Know About Mortgage Offers

What First-Time Buyers Need to Know About Mortgage Offers Receiving a mortgage offer for first-time buyers is an important milestone...
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How First-Time Buyers Can Budget Effectively for a Mortgage

How First-Time Buyers Can Budget Effectively for a Mortgage

How First-Time Buyers Can Budget Effectively for a Mortgage Building a realistic first-time buyer mortgage budget means looking beyond the...
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Can First-Time Buyers Use Side Income for a Mortgage?

Can First-Time Buyers Use Side Income for a Mortgage?

Can First-Time Buyers Use Side Income for a Mortgage? First-time buyers may be able to use side income for a...
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How to Compare Two Mortgage Offers as a First-Time Buyer

How to Compare Two Mortgage Offers as a First-Time Buyer

How to Compare Two Mortgage Offers as a First-Time Buyer If you have more than one mortgage option available, knowing...
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What Happens After an Offer Is Accepted for First-Time Buyers?

What Happens After an Offer Is Accepted for First-Time Buyers?

What Happens After Your Offer Is Accepted? A Guide for First-Time Buyers Knowing what happens after an offer is accepted...
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Mortgage Product Fees for First-Time Buyers Explained

Mortgage Product Fees for First-Time Buyers Explained

How to Understand Mortgage Product Fees as a First-Time Buyer Mortgage product fees for first-time buyers can make comparing deals...
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What Solicitors Check When You Have a Criminal Conviction

What Solicitors Check When You Have a Criminal Conviction

What Solicitors Check When You Have a Criminal Conviction When buying property in the UK, many people wonder how a...
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Can a Partner’s Criminal Conviction Affect a Joint Mortgage in the UK?

Can a Partner’s Criminal Conviction Affect a Joint Mortgage in the UK?

Can a Partner’s Criminal Conviction Affect a Joint Mortgage in the UK? When applying for a joint mortgage, lenders assess...
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Applying for a Mortgage After a Historic Conviction: What Has Changed?

Applying for a Mortgage After a Historic Conviction: What Has Changed?

Applying for a Mortgage After a Historic Conviction: What Has Changed? Applying for a mortgage after a historic conviction can...
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