First-time buyer guides

First-time buyer guides for a clearer first step

Practical guides covering deposits, affordability, documents, credit checks and what to expect when applying for your first mortgage.

How Much First-Time Buyers Can Borrow on £40000 Income

How Much First-Time Buyers Can Borrow on £40000 Income

How Much Can First-Time Buyers Borrow on a £40,000 Income? If you're wondering how much you could borrow as a...
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How Much First-Time Buyers Can Borrow on £30000 Income

How Much First-Time Buyers Can Borrow on £30000 Income

How Much First-Time Buyers Can Borrow on £30000 Income Understanding how much you can borrow on a £30000 income is...
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How Much Deposit First-Time Buyers Need for a £250000 Property

How Much Deposit First-Time Buyers Need for a £250000 Property

How Much Deposit Do First-Time Buyers Need for a £250,000 Property? The deposit for a £250,000 property first-time buyer will...
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Can First-Time Buyers Borrow More With a 35-Year Term?

Can First-Time Buyers Borrow More With a 35-Year Term?

Can First-Time Buyers Borrow More With a 35-Year Term? The idea of a longer mortgage term has become increasingly common...
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£180000 Mortgage for First-Time Buyers: Repayments & Income Needed

£180000 Mortgage for First-Time Buyers: Repayments & Income Needed

£180000 Mortgage for First-Time Buyers: Repayments & Income Needed A £180000 mortgage for first-time buyers is a common borrowing level...
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How Much First-Time Buyers Need to Earn for a £200000 Mortgage

How Much First-Time Buyers Need to Earn for a £200000 Mortgage

How Much First-Time Buyers Need to Earn for a £200000 Mortgage Understanding how much to earn for a £200000 mortgage...
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How Much First-Time Buyers Need to Earn for a £150000 Mortgage

How Much First-Time Buyers Need to Earn for a £150000 Mortgage

How Much First-Time Buyers Need to Earn for a £150000 Mortgage Understanding how much you need to earn for a...
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How Insurers Treat Applicants with Criminal Convictions

How Insurers Treat Applicants with Criminal Convictions

How Insurers Treat Applicants with Criminal Convictions Understanding how insurers criminal convictions are assessed can be important when applying for...
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Do You Need Specialist Lenders if You Have a Criminal Record?

Do You Need Specialist Lenders if You Have a Criminal Record?

Do You Need Specialist Lenders if You Have a Criminal Record? The question of whether you need specialist lenders for...
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How First-Time Buyers Can Prepare Their Finances 12 Months Before Applying

How First-Time Buyers Can Prepare Their Finances 12 Months Before Applying

How First-Time Buyers Can Prepare Their Finances 12 Months Before Applying Understanding how to prepare finances first-time buyer is one...
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First-Time Buyer Mortgages for Public Sector Workers

First-Time Buyer Mortgages for Public Sector Workers

First-Time Buyer Mortgages for Public Sector Workers First-time buyer mortgages for public sector workers are a common area of interest,...
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Mortgages for First-Time Buyers Working Multiple Jobs

Mortgages for First-Time Buyers Working Multiple Jobs

Mortgages for First-Time Buyers Working Multiple Jobs Mortgages for first-time buyers working multiple jobs are increasingly common, particularly as people...
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Can First-Time Buyers Borrow More if They Have No Debt?

Can First-Time Buyers Borrow More if They Have No Debt?

Can First-Time Buyers Borrow More if They Have No Debt? The idea behind first-time buyers no debt borrowing is simple:...
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First-Time Buyer Mortgages with Student Loan Deductions Explained

First-Time Buyer Mortgages with Student Loan Deductions Explained

First-Time Buyer Mortgages with Student Loan Deductions Explained For many people entering the property market, student loan repayments are a...
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Can First-Time Buyers Use a Guarantor Mortgage?

Can First-Time Buyers Use a Guarantor Mortgage?

Can First-Time Buyers Use a Guarantor Mortgage? A first-time buyer guarantor mortgage is one way some buyers in the UK...
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First-Time Buyer Mortgages for Apprentices: How Lenders Assess Applications

First-Time Buyer Mortgages for Apprentices: How Lenders Assess Applications

First-Time Buyer Mortgages for Apprentices Many people begin their careers through apprenticeships, combining work with training while earning a salary....
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Mortgage Fees for First-Time Buyers: What You Need to Know

Mortgage Fees for First-Time Buyers: What You Need to Know

Mortgage Fees for First-Time Buyers: What You Need to Know Understanding mortgage fees for first-time buyers is an important part...
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Can First-Time Buyers Borrow More with Joint Borrower Sole Proprietor?

Can First-Time Buyers Borrow More with Joint Borrower Sole Proprietor?

Can First-Time Buyers Borrow More with Joint Borrower Sole Proprietor? A joint borrower sole proprietor mortgage is one option sometimes...
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First-Time Buyer Mortgage Single Applicant: What Lenders Look For

First-Time Buyer Mortgage Single Applicant: What Lenders Look For

First-Time Buyer Mortgage Single Applicant: What Lenders Look For Applying for a first-time buyer mortgage single applicant is common in...
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How First-Time Buyers Can Improve Credit Before Mortgage Application

How First-Time Buyers Can Improve Credit Before Mortgage Application

How First-Time Buyers Can Improve Credit Before Mortgage Application Many first-time buyers focus on saving a deposit, but credit history...
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