Payslip Calculator
Add monthly or weekly payslip figures to create a clear, indicative income summary for mortgage preparation.
- Basic pay
- Overtime
- Bonuses and other pay
- Net pay
Enter your payslip figures
Choose your pay frequency and the level of detail required. The summary updates automatically as figures are entered.
Monthly payslips
Enter gross and net pay from up to three payslips.
You do not need to complete every row. Estimates are based only on payslips containing figures, so blank rows will not reduce the result.
Your income summary
Enter at least one payslip to see your indicative summary.
Lenders may assess overtime, bonuses and other variable income differently. An annual estimate does not guarantee that a lender will use the full amount.
This tool summarises the figures you enter. It does not calculate Income Tax, National Insurance, pension contributions or other deductions, and it does not provide personalised mortgage advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
About your payslip estimate
Please read the information below before relying on the figures produced by this payslip calculator.
The results depend entirely on the information you enter. Check that gross pay, net pay, overtime, bonuses and other income have been entered in the correct fields before using the estimate.
What this calculator does
- Summarises the payslip figures entered by you.
- Estimates annual gross income from the completed payslip periods.
- Calculates an average monthly net-pay figure where net pay has been entered.
- Provides an indicative income summary that you can download or print for your own reference.
What the result does not confirm
This tool does not calculate Income Tax, National Insurance, pension contributions or any other payroll deductions. It is not an official payslip, tax calculation or verification of income.
Mortgage lenders may calculate acceptable income differently, particularly where earnings include overtime, bonuses, commission, allowances or other variable payments.
Lenders and mortgage advisers will normally require your actual payslips and may also request bank statements, P60s, employment details or other supporting documents.
Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.