Credit Commitments Tool
Log cards, loans and other commitments to see monthly debt levels and debt-to-income ratios by applicant.
- Record credit cards, loans, hire purchase and other regular commitments.
- Estimate monthly card payments from balances.
- Export a CSV or PDF summary for your own records.
Build your commitments summary
Add each credit card, loan or regular credit commitment separately. Use gross monthly income for the DTI estimate.
Applicant incomes
Tip: For credit cards, the monthly payment is estimated at 3% of the balance and rounded up to the nearest £5. You can overwrite it if you know the actual payment.
Mobile view: complete one commitment card at a time, then use “Add another commitment” if you need more rows.
| Name | Type | Lender | Balance | Monthly | Notes | Remove |
|---|
Summary by applicant and credit type
| Applicant | Credit type | Total balance | Total monthly |
|---|
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.