Estimate a bridging-loan facility and net advance
Illustrate the gross facility, usable net advance, interest, arrangement fee, purchase shortfall and initial cash requirement.
Enter the bridging scenario
Results update automatically once the core property, LTV, rate and term details have been entered.
Your property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Important information about your bridging illustration
Please read the assumptions and limitations below before relying on the results produced by this bridging loan calculator.
Interest and charges can accumulate quickly. A clear and realistic repayment or exit strategy is important, and extending the facility beyond the agreed term may result in additional interest, fees or default charges.
The calculator assumes that:
- The purchase price, property value, interest rate, loan term and costs you enter are accurate.
- The property value entered for the loan-to-value calculation is accepted by the lender.
- The interest rate and agreed loan term remain unchanged throughout the facility.
- Interest is calculated using the payment method you select, such as retained interest.
- Arrangement fees and other costs are treated according to the options and figures entered.
- The bridging facility is repaid in full at the end of the stated loan term.
What the illustration does not include
The amount available may change following the lender’s valuation of the property, its assessment of the proposed exit strategy and its full underwriting checks.
Unless you enter them, the results may not include lender-specific legal, valuation, administration, monitoring, exit or early-repayment fees. They also do not include extension charges, default interest or costs arising if the facility is not repaid on time.
The regulatory position can depend on the property and its intended use. You may need mortgage, legal, tax or accountancy advice appropriate to your circumstances.
Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.