Income preparation

Self Employed Income Calculator

Estimate self-employed income using recent trading figures, limited company income or CIS contractor income.

Good for preparation Use this to organise recent income figures before speaking to a regulated adviser.
Useful starting points
  • Compare latest year, 2 year average and 3 year average.
  • Switch between sole trader, limited company and CIS income.
  • See the lower of the latest 2 years where income has changed.

Enter your recent income figures

Use the profile type that best matches your circumstances. Lenders may assess income differently depending on your trading structure.

Enter your last 2 or 3 tax years of net profit from self employment.

Mobile view: complete each income year as its own card. Use the most recent year first.

Tax year ending Net profit Dividends Total for year

Income summary

These figures are a guide only. A lender may use a different calculation depending on policy and documentation.

Latest year
2 year average
3 year average
Lowest of last 2

Many lenders will look at either the latest year or an average of the last 2 years, depending on your profile and income stability.

Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.