Remortgaging guides

Remortgage guides for your next mortgage step

Practical guides covering switching rates, releasing equity, consolidating borrowing, changing lenders and preparing for a remortgage.

How to Remortgage to Clear Car Finance

How to Remortgage to Clear Car Finance

How to Remortgage to Clear Car Finance Many homeowners consider a remortgage to clear car finance as a way to...
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Can You Remortgage with Only One Applicant Working?

Can You Remortgage with Only One Applicant Working?

Can You Remortgage with Only One Applicant Working? Remortgaging can feel more complicated when only one applicant is working, particularly...
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How to Remortgage If You’re Self-Employed

How to Remortgage If You’re Self-Employed

How to Remortgage If You’re Self-Employed Remortgaging if you’re self-employed can sometimes feel more complicated than it does for employed...
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Can You Remortgage to Lower Monthly Payments?

Can You Remortgage to Lower Monthly Payments?

Can You Remortgage to Lower Monthly Payments? Many homeowners consider whether they can remortgage to lower monthly payments, particularly when...
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What Documents to Remortgage: A Complete Guide for UK Borrowers

What Documents to Remortgage: A Complete Guide for UK Borrowers

What Documents to Remortgage: A Complete Guide for UK Borrowers Understanding the documents to remortgage is an important step for...
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How to Remortgage When Property Value Has Fallen

How to Remortgage When Property Value Has Fallen

How to Remortgage When Property Value Has Fallen Trying to remortgage when property value has fallen can feel challenging, especially...
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Can You Remortgage While Your Personal Debt Is Increasing?

Can You Remortgage While Your Personal Debt Is Increasing?

Can You Remortgage While Your Personal Debt Is Increasing? Remortgaging while your personal debt is increasing can be more complicated,...
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Remortgaging With Reduced Income: What You Need to Know

Remortgaging With Reduced Income: What You Need to Know

Remortgaging With Reduced Income: What You Need to Know Remortgaging with reduced income can feel uncertain, especially if your financial...
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Can You Remortgage on a Fixed Rate?

Can You Remortgage on a Fixed Rate?

Can You Remortgage on a Fixed Rate? Many borrowers ask whether it is possible to remortgage on a fixed rate...
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How to Remortgage with Early Repayment Charges

How to Remortgage with Early Repayment Charges

How to Remortgage with Early Repayment Charges Choosing to remortgage with early repayment charges is a decision many borrowers consider...
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How Overpayments Affect Your Remortgage Options and Loan Size

How Overpayments Affect Your Remortgage Options and Loan Size

How Overpayments Affect Your Remortgage Options and Loan Size Understanding how overpayments affect your remortgage can help you make more...
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Mortgage Declined Because ERC Affected Loan Size: What Borrowers Miss

Mortgage Declined Because ERC Affected Loan Size: What Borrowers Miss

Mortgage Declined Because ERC Affected Loan Size Mortgage declined because ERC affected loan size is a situation that often catches...
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Mortgage Declined Because Property Value Fell at Remortgage: What Happens Next

Mortgage Declined Because Property Value Fell at Remortgage: What Happens Next

Mortgage Declined Because Property Value Fell at Remortgage Mortgage declined because property value fell at remortgage is a situation many...
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Mortgage Declined Due to New Credit Taken During Fixed Rate: What Went Wrong

Mortgage Declined Due to New Credit Taken During Fixed Rate: What Went Wrong

Mortgage Declined Due to New Credit Taken During Fixed Rate Mortgage declined due to new credit taken during fixed rate...
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Mortgage when separating but still financially linked: what lenders need

Mortgage when separating but still financially linked: what lenders need

Mortgage when separating but still financially linked: what lenders need A mortgage when separating but still financially linked is one...
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What Happens if You Want to Remove Someone From the Mortgage at Remortgage Stage?

What Happens if You Want to Remove Someone From the Mortgage at Remortgage Stage?

What Happens if You Want to Remove Someone From the Mortgage at Remortgage Stage? Life circumstances change, and it’s increasingly...
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Can You Remortgage With Joint Borrowers Who Have Separate Credit Issues?

Can You Remortgage With Joint Borrowers Who Have Separate Credit Issues?

Can You Remortgage With Joint Borrowers Who Have Separate Credit Issues? When you remortgage as joint borrowers, lenders assess each...
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Remortgaging When You’ve Recently Switched Jobs: What Lenders Look For

Remortgaging When You’ve Recently Switched Jobs: What Lenders Look For

Remortgaging When You’ve Recently Switched Jobs: What Lenders Look For Changing jobs shortly before a remortgage can feel daunting. Whether...
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What to Do If Your Property Value Has Dropped Before Remortgaging

What to Do If Your Property Value Has Dropped Before Remortgaging

Why Property Values Drop Before a Remortgage Property prices can decrease for a range of reasons, including: Local market slowdown...
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Can You Remortgage If Your Income Has Recently Decreased?

Can You Remortgage If Your Income Has Recently Decreased?

Can You Remortgage If Your Income Has Recently Decreased? A reduction in income can happen for many reasons — job...
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