First-time buyers

First-time buyer guides for a clearer first step

Practical guides covering deposits, affordability, documents, credit checks and what to expect when applying for your first mortgage.

First-Time Buyers Zero Credit History Mortgage: What Lenders Look For

First-Time Buyers Zero Credit History Mortgage: What Lenders Look For

First-Time Buyers Zero Credit History Mortgage: What Lenders Look For Many first-time buyers assume that having no credit problems means...
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First-Time Buyers High Outgoings Affordability: What Matters Most to Lenders

First-Time Buyers High Outgoings Affordability: What Matters Most to Lenders

ncome — it’s outgoings. With rising living costs, subscription-heavy lifestyles and common commitments like car finance or student loan deductions,...
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Personal Loans First-Time Buyer Mortgages: How Lenders Assess Your Application

Personal Loans First-Time Buyer Mortgages: How Lenders Assess Your Application

Personal Loans First-Time Buyer Mortgages: How Lenders Assess Your Application Personal loans are incredibly common, especially among first-time buyers who...
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First-Time Buyers Bonus Commission Mortgage Affordability: What Lenders Allow

First-Time Buyers Bonus Commission Mortgage Affordability: What Lenders Allow

First-Time Buyers Bonus Commission Mortgage Affordability: What Lenders Allow Many first-time buyers rely on a mix of basic salary, bonus...
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First-Time Buyers Two Income Sources Mortgage: What Lenders Consider

First-Time Buyers Two Income Sources Mortgage: What Lenders Consider

First-Time Buyers Two Income Sources Mortgage: What Lenders Consider Many first-time buyers rely on more than one source of income...
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Rebuilding Your Credit Before Applying for a Mortgage: Practical Steps That Work

Rebuilding Your Credit Before Applying for a Mortgage: Practical Steps That Work

Rebuilding Your Credit Before Applying for a Mortgage: Practical Steps That Work Many people start preparing for a mortgage only...
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£220000 Mortgage: Monthly Repayments and Income Needed Explained

£220000 Mortgage: Monthly Repayments and Income Needed Explained

£220000 Mortgage: Monthly Repayments and Income Needed Explained If you're exploring property options around the £220000 mark, one of the...
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First Time Buyer Deposit: How Much Do You Really Need to Get Started?

First Time Buyer Deposit: How Much Do You Really Need to Get Started?

First Time Buyer Deposit: How Much Do You Really Need to Get Started? Saving for a deposit is one of...
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Family Springboard Mortgages: How Parents Can Help Without Gifting a Deposit

Family Springboard Mortgages: How Parents Can Help Without Gifting a Deposit

Family Springboard Mortgages: How Parents Can Help Without Gifting a Deposit For many first-time buyers, saving a full deposit is...
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How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25%

How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25%

How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25% One of the biggest questions...
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£120000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£120000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£120,000 Mortgage: Monthly Repayments, Income Needed & How to Qualify If you’re planning to borrow £120,000 to buy a property,...
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£150000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£150000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£150,000 Mortgage: Monthly Repayments, Income Needed & How to Qualify A £150000 mortgage is a common borrowing level across much...
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£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips

£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips

£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips If you're planning to borrow £180,000 for a home purchase or...
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High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options

High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options

High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options Saving for a deposit is one of...
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Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work

Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work

6. Blog (up to 1500 words) Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work Buying...
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Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide

Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide

Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide Teachers, teaching assistants and wider school staff often have...
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Mortgages for Doctors, Nurses & NHS Staff: Flexible Options for Healthcare Professionals

Mortgages for Doctors, Nurses & NHS Staff: Flexible Options for Healthcare Professionals

Mortgages for Doctors, Nurses & NHS Staff: Flexible Options for Healthcare Professionals Doctors, nurses and NHS staff work in some...
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What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips

What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips

What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips When you apply for a mortgage, lenders...
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£50000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips

£50000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips

£50,000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips A £50000 mortgage is one of the lower borrowing levels...
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Mortgage on One Income: Single Person Mortgages Explained Clearly

Mortgage on One Income: Single Person Mortgages Explained Clearly

Mortgage on One Income: Single Person Mortgages Explained Clearly Buying a home alone is increasingly common, but lenders still assess...
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