Can You Get a Mortgage If You’ve Been Declined by a Bank?

Can You Get a Mortgage If You’ve Been Declined by a Bank?

Getting declined for a mortgage can feel like a dead end, but trust us—it’s not. Just because a bank has said no, that doesn’t mean homeownership is off the table. There are plenty of other options out there, and at Mortgage Bridge, we specialise in helping people...
How Can You Rebuild Your Credit After a County Court Judgment (CCJ)?

How Can You Rebuild Your Credit After a County Court Judgment (CCJ)?

Getting a County Court Judgment (CCJ) can feel like a massive setback, but trust me, it doesn’t have to be the end of the road. If you’ve had one, you’re probably worried about what it means for your finances—things like getting a mortgage, borrowing money, or even...
Expert Tips to Secure Your Home Loan

Expert Tips to Secure Your Home Loan

Life happens. Sometimes we miss payments, fall behind on bills, or even default on credit agreements. If you’ve got multiple defaults on your credit file, you might be wondering if homeownership is even possible. The good news? It absolutely is. Here at Mortgage...
What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What’s a JBSP Mortgage and How Does It Work? At Mortgage Bridge, we often get asked about JBSP mortgages. So, what are they? A joint borrower sole proprietor (JBSP) mortgage lets you take out a mortgage with someone else—usually a parent or family member—without them...
Right to Buy Mortgages with Bad Credit

Right to Buy Mortgages with Bad Credit

What is a Right to Buy Mortgage and How Does It Work? If you’re a council or housing association tenant dreaming of owning your home, the Right to Buy scheme could be your golden ticket. It allows eligible tenants to buy their home at a discount, making homeownership...
What is a Shared Ownership Mortgage and How Does It Work?

What is a Shared Ownership Mortgage and How Does It Work?

Getting onto the property ladder is one of the biggest steps you’ll ever take, but we all know how tough it can be, especially with the high cost of homes. If you’ve been struggling to save up a hefty deposit or simply can’t afford to buy a home outright, shared...