What Puts Lenders Off Before Affordability Is Even Checked? Short answer: lenders often form an initial risk judgement before they...
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Mortgage tips
Practical mortgage tips before you apply
Straightforward guides covering affordability, deposits, credit conduct, income types, applications and common mortgage pitfalls.
Can Good Income Outweigh Messy Finances?
Can Good Income Outweigh Messy Finances? Short answer: sometimes — but not reliably. A strong income helps, but it does...
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What Lenders Notice Before You Even Apply
What Lenders Notice Before You Even Apply Short answer: lenders form an opinion long before an application is submitted. Your...
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Is My Financial Behaviour Mortgage-Ready Yet?
Is My Financial Behaviour Mortgage-Ready Yet? Short answer: mortgage-ready financial behaviour means showing lenders that your income, spending, and credit...
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What Looks Risky to Lenders Even If Your Credit Score Is Good?
What Looks Risky to Lenders Even If Your Credit Score Is Good? Short answer: a strong credit score helps, but...
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Will My Spending Habits Cause Mortgage Problems Later?
Will My Spending Habits Cause Mortgage Problems Later? Short answer: everyday spending rarely causes issues on its own, but patterns...
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How Much Can I Borrow With a £15000 Deposit?
How Much Can I Borrow With a £15000 Deposit? Short answer: a £15000 deposit can allow you to buy a...
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How Much Can I Borrow With a £10000 Deposit?
How Much Can I Borrow With a £10000 Deposit? Short answer: a £10000 deposit can allow you to buy a...
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How Much Can I Borrow With a £5000 Deposit?
How Much Can I Borrow With a £5000 Deposit? Short answer: a £5000 deposit can be enough to buy a...
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How Much Can a Couple Borrow on a £130000 Income?
How Much Can a Couple Borrow on a £130000 Income? Short answer: most lenders will consider lending around 4 to...
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How Much Can a Couple Borrow on a £120000 Income?
How Much Can a Couple Borrow on a £120000 Income? Short answer: most lenders will consider lending around 4 to...
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How Much Can a Couple Borrow on a £110000 Income?
How Much Can a Couple Borrow on a £110000 Income? Short answer: most lenders will consider lending around 4 to...
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How Much Can a Couple Borrow on a £100000 Income?
How Much Can a Couple Borrow on a £100000 Income? A combined income of £100000 puts many couples in a...
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How Much Can a Couple Borrow on a £90000 Income?
How Much Can a Couple Borrow on a £90000 Income? A combined income of £90000 places many couples in a...
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How Much Can a Couple Borrow on a £80000 Income?
How Much Can a Couple Borrow on a £80000 Income? A combined income of £80000 gives many couples strong borrowing...
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How Much Can a Couple Borrow on a £70000 Income?
How Much Can a Couple Borrow on a £70000 Income? If you’re applying for a mortgage together and earning a...
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How Much Can a Couple Borrow on a £60000 Income?
How Much Can a Couple Borrow on a £60000 Income? If you’re buying together and earning a combined income of...
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How Much Can I Borrow on a £100000 Income?
How Much Can I Borrow on a £100000 Income? If you earn £100,000 a year, you may be asking how...
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How Much Can I Borrow on a £90000 Income?
How Much Can I Borrow on a £90000 Income? If you earn £90,000 a year, you may be asking how...
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How Much Can I Borrow on a £80000 Income?
How Much Can I Borrow on a £80000 Income? If you earn £80,000 a year, you may be asking how...
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