First Time Buyer Mortgage Guides

These guides are designed to help first time buyers understand how lenders assess affordability, deposits, credit history, income types, and overall eligibility. You’ll also find practical advice on preparing documents, strengthening your application, and understanding what affects borrowing potential. Clear, straightforward guidance to help make the process easier and more predictable.

What Is a JBSP Mortgage? How Joint Borrower Sole Proprietor Mortgages Work

What Is a JBSP Mortgage? How Joint Borrower Sole Proprietor Mortgages Work

What Is a JBSP Mortgage? How Joint Borrower Sole Proprietor Mortgages Work A JBSP mortgage, also known as a Joint...
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Mortgage FAQ – Your Most Common Mortgage Questions Answered

Mortgage FAQ – Your Most Common Mortgage Questions Answered

Mortgage FAQ – Your Most Common Mortgage Questions Answered Mortgages can feel complex, particularly if you are applying for the...
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What Is a Shared Ownership Mortgage?

What Is a Shared Ownership Mortgage?

What Is a Shared Ownership Mortgage? A shared ownership mortgage is part of the UK’s shared ownership scheme, designed to...
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Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Low Income Mortgage Guide: How Can You Get on the Property Ladder? | Mortgage Bridge Getting onto the property ladder...
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How to Get a Mortgage with No Credit History: Tips and Options Explained

How to Get a Mortgage with No Credit History: Tips and Options Explained

How to Get a Mortgage with No Credit History: Tips and Options Explained If you have never borrowed money before,...
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What Do Mortgage Lenders Look for on Bank Statements?

What Do Mortgage Lenders Look for on Bank Statements?

What Do Mortgage Lenders Look for on Bank Statements? When applying for a mortgage, many borrowers are surprised by how...
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What You Need to Be Mortgage Ready

What You Need to Be Mortgage Ready

What You Need to Be Mortgage Ready Being mortgage ready means having your finances, documents, and expectations in order before...
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How Much Deposit Do You Need to Buy a House?

How Much Deposit Do You Need to Buy a House?

How Much Deposit Do You Need to Buy a House? | Updated Guide by Mortgage Bridge One of the first...
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How to Secure a Mortgage on a Visa

How to Secure a Mortgage on a Visa

How to Secure a Mortgage on a Visa If you are living and working in the UK on a visa,...
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Why Use a Mortgage Advisor

Why Use a Mortgage Advisor

Why Use a Mortgage Advisor? When applying for a mortgage, many people ask why use a mortgage advisor when information...
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How to Buy Your First Home with Bad Credit | Step-by-Step Guide

How to Buy Your First Home with Bad Credit | Step-by-Step Guide

How to Buy Your First Home with Bad Credit | Step-by-Step Guide Buying your first home is a major financial...
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Credit Score to Get a Mortgage: What You Need and How to Improve It

Credit Score to Get a Mortgage: What You Need and How to Improve It

Credit Score to Get a Mortgage: What You Need and How to Improve It One of the most common questions...
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Foster Carer Mortgage: How to Get Approved with Expert Tips & Real Options

Foster Carer Mortgage: How to Get Approved with Expert Tips & Real Options

Learn how foster carers can secure a mortgage, understand income assessment, improve credit scores, and find specialist lenders for the...
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How to Get a Mortgage for Temporary or Agency Workers : Expert Tips and Real Options

How to Get a Mortgage for Temporary or Agency Workers : Expert Tips and Real Options

Learn how temporary or agency workers can secure a mortgage with tips on paperwork, lenders, and boosting approval chances in...
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How to Get a High LTV Mortgage with Bad Credit: Tips, Options & Real-Life Advice

How to Get a High LTV Mortgage with Bad Credit: Tips, Options & Real-Life Advice

Learn how to secure a high LTV mortgage with bad credit, explore your options, and get tips to improve your...
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Armed Forces Mortgage: How Service Personnel Can Secure the Home They Deserve

Armed Forces Mortgage: How Service Personnel Can Secure the Home They Deserve

Learn how armed forces personnel and veterans can secure a mortgage. Explore tailored schemes, prep tips, and expert advice for...
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10 Proven Tips to Boost Your Credit Score Before Applying for a Mortgage

10 Proven Tips to Boost Your Credit Score Before Applying for a Mortgage

Discover simple ways to boost your credit score, fix mistakes, tackle debt, and get ready for a mortgage. Practical tips...
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Gifted Deposit Mortgage: How a Gifted Deposit Can Help You Secure the Home You Want

Gifted Deposit Mortgage: How a Gifted Deposit Can Help You Secure the Home You Want

Learn how a gifted deposit can simplify getting a mortgage, reduce costs, and improve your chances—even if you're dealing with...
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Can You Get a Mortgage with a Student Loan? What Lenders Really Look For

Can You Get a Mortgage with a Student Loan? What Lenders Really Look For

Learn how student loans affect your mortgage application, what lenders look for, and how to improve your chances of approval...
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£280000 Mortgage Monthly Repayments and Income Needed Explained

£280000 Mortgage Monthly Repayments and Income Needed Explained

£280000 Mortgage Monthly Repayments and Income Needed Explained If you’re considering a £280,000 mortgage, understanding the monthly repayments and income...
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