Specialists in complex cases and credit challenges
We support clients who’ve been declined elsewhere — whether that's due to past missed payments, defaults, or income that doesn’t fit standard criteria. We provide clear explanations, careful preparation, and introductions to FCA-regulated mortgage advisers.
What we do differently
Every case gets a careful pre-assessment. We map your credit file, income, and goals, then identify lenders whose criteria genuinely fit before introductions are made.
Bad credit considered
Defaults, CCJs, arrears — reviewed in context.
Complex income
Self-employed, limited company, variable pay, benefits or pension-based income.
First-time purchases
Clear, jargon-free explanations from the start.
Straight answers
Feasibility checked upfront — no false expectations.
Methodical, thorough, and supportive
- ✓ A clear, written credit-file summary.
- ✓ Introductions only to advisers whose criteria fit.
- ✓ Honest feasibility — including when it’s a “not yet”.
- ✓ Prepared documentation to speed up underwriting.
- ✓ Updates your way — call, email, or message.
What to expect
1) Discovery. A short call to understand your situation.
2) Document check. Review of income, bank statements, credit report.
3) Lender short-list. Introductions where criteria suit your profile.
4) Decision in Principle. Adviser submits once feasible.
Got questions? Let’s connect you with the right broker
Send a few details and we’ll outline what’s realistic — and what steps to take next.
Start an enquiry*As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.