Fraud Marker Removed Mortgage: Can You Still Get Approved? Being flagged with a fraud marker — such as a Cifas...
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Bad credit mortgage guides
Mortgage guides for credit issues and complex cases
Practical guides covering defaults, CCJs, missed payments, DMPs, IVAs, bankruptcy, debt collection activity and how lenders may assess adverse credit.
Improve Internal Bank Score Mortgage: Practical Steps to Boost Approval Chances
Improve Internal Bank Score Mortgage: Practical Steps to Boost Approval Chances When applying for a mortgage, most people focus on...
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Low Internal Score Mortgage: Can You Still Get Approved by Other Lenders?
Low Internal Score Mortgage: Can You Still Get Approved by Other Lenders? If your own bank has declined your mortgage...
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Multiple Address Changes Mortgage: How Moving Often Affects Credit Checks
Multiple Address Changes Mortgage: How Moving Often Affects Credit Checks Many people move regularly for work, study or personal circumstances....
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Repossessed Vehicle Mortgage: Can You Still Get Approved?
Repossessed Vehicle Mortgage: Can You Still Get Approved? If you’ve had a car repossessed in the past, you may worry...
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Mortgage After a Short Term Loan: What Lenders Really Look For
Mortgage After a Short Term Loan: What Lenders Really Look For Short-term loans — including instalment loans, high-cost short-term credit,...
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Number of Credit Accounts Mortgage: Does Having Many Accounts Affect Approval?
Number of Credit Accounts Mortgage: Does Having Many Accounts Affect Approval? Many borrowers worry that having too many credit accounts...
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High Credit Utilisation Mortgage: Can You Still Get Approved?
High Credit Utilisation Mortgage: Can You Still Get Approved? High credit utilisation is one of the most common concerns among...
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Mortgage After Rebuilding Credit from Scratch: Can You Get Approved?
Mortgage After Rebuilding Credit from Scratch: Can You Get Approved? Rebuilding your credit from scratch can feel daunting, especially when...
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Multiple Credit Searches Mortgage: Will Lenders Still Approve You?
Multiple Credit Searches Mortgage: Will Lenders Still Approve You? When preparing for a mortgage, many people check comparison sites, apply...
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Mortgage While in a Payment Holiday: Can You Still Be Approved?
Mortgage While in a Payment Holiday: Can You Still Be Approved? Payment holidays can provide short-term breathing space during financial...
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Store Cards Mortgage Eligibility: How They Affect Your Approval Chances
Store Cards Mortgage Eligibility: How They Affect Your Approval Chances Store cards are a common form of revolving credit, often...
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Do Banks Check Old Credit Files Mortgage Approval Guide
Do Banks Check Old Credit Files? Mortgage Approval Guide When applying for a mortgage, many borrowers worry about older issues...
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New Credit Card Mortgage Approval: How Opening a Card Affects Your Chances
New Credit Card Mortgage Approval: How Opening a Card Affects Your Chances It’s common for people to open a new...
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Recent New Credit Mortgage: Can You Still Get Approved After Taking Out Credit?
Recent New Credit Mortgage: Can You Still Get Approved After Taking Out Credit? Taking out new credit shortly before applying...
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Persistent Overdraft Use Mortgage: Can You Still Get Approved?
Persistent Overdraft Use Mortgage: Can You Still Get Approved? Overdrafts are designed to provide short-term flexibility, but when an account...
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Credit Score Drop Car Finance Mortgage: How It Affects Your Approval Chances
Credit Score Drop Car Finance Mortgage: How It Affects Your Approval Chances Car finance is one of the most common...
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Open Banking Dispute Mortgage: Can You Still Get Approved?
Credit Score Drop Car Finance Mortgage: How It Affects Your Approval Chances Car finance is one of the most common...
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Frequent Balance Transfers Mortgage: What Underwriters Really Think
Frequent Balance Transfers Mortgage: What Underwriters Really Think Using balance transfer credit cards can be a sensible way to manage...
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High Short Term Loan Usage Mortgage: How Lenders Assess Your Application
High Short Term Loan Usage Mortgage: How Lenders Assess Your Application Short-term loans — including payday loans, instalment loans, and...
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