A County Court Judgment (CCJ) can feel like a major setback when applying for a mortgage. This is especially true...
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Bad credit mortgage guides
Mortgage guides for credit issues and complex cases
Practical guides covering defaults, CCJs, missed payments, DMPs, IVAs, bankruptcy, debt collection activity and how lenders may assess adverse credit.
Arrangement to Pay Mortgage: How Lenders Treat ARP Markers
Arrangement to Pay Mortgage: How Lenders Treat ARP Markers An Arrangement to Pay (ARP) is an agreement made with a...
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Mortgage With Previous Debt Write Off: Can You Still Get Approved?
Mortgage With Previous Debt Write-Off: Can You Still Get Approved? A debt write-off is one of the most significant forms...
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Repeated Returned Direct Debits Mortgage: What Are Your Options?
Repeated Returned Direct Debits Mortgage: What Are Your Options? When preparing for a mortgage, many applicants expect lenders to focus...
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Current Account Conduct Bad Credit Mortgage: How Lenders Judge Your Banking Behaviour
Current Account Conduct Bad Credit Mortgage: How Lenders Judge Your Banking Behaviour When applying for a mortgage with bad credit,...
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Can You Get a Mortgage With Open Low Balance Defaults? Clear Answers & Real Options
Can You Get a Mortgage With Open Low Balance Defaults? It’s more common than many borrowers think: small-value defaults appearing...
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Mortgage Options Recovering From Short-Term Financial Difficulty: What You Need to Know
Mortgage Options Recovering From Short-Term Financial Difficulty: What You Need to Know Short-term financial pressure is something many people experience...
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Can Settled Payday Loans Affect Mortgage Lending?
Can Settled Payday Loans Affect Mortgage Lending? What Lenders Really Think If you’re worried about a settled payday loans mortgage...
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How Lenders View Borrowers With No Credit History at All
How Lenders View Borrowers With No Credit History at All Having no credit history can feel like a disadvantage when...
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Mortgage Options – One Recent Missed Payment and What Lenders Look For
Mortgage Options – One Recent Missed Payment and What Lenders Look For A single missed payment can feel alarming when...
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Mortgage With Old Settled Debt: What Lenders Check and Your Approval Options
Mortgage With Old Settled Debt: What Lenders Check and Your Approval Options Many people applying for mortgages have some form...
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How Long Settled CCJs Affect Mortgage Applications: Your Timeline & Options
How Long Settled CCJs Affect Mortgage Applications: Your Timeline & Options A County Court Judgment (CCJ) can be unsettling for...
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Mortgage After Entering a Debt Arrangement: Your Options, What Lenders Accept & How to Prepare
Mortgage After Entering a Debt Arrangement: Your Options, What Lenders Accept & How to Prepare Entering a debt arrangement can...
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Mortgage With Missed Mobile Phone Payments: What Lenders Check & Your Options
Gambling Transactions Mortgage: How Betting Activity Affects Your Approval Chances Gambling and betting activity on bank statements is a common...
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Mortgage After Multiple Defaults: Your Options, Chances & What Lenders Look For
Mortgage After Multiple Defaults: Your Options, Chances & What Lenders Look For Getting a mortgage after multiple defaults can feel...
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Joint Applications When One Applicant Has Bad Credit: What You Need to Know
Joint Applications When One Applicant Has Bad Credit: What You Need to Know Applying for a mortgage jointly can strengthen...
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Mortgages for People With Low Credit Scores but High Income: Your Options Explained
Mortgages for People With Low Credit Scores but High Income: Your Options Explained A low credit score can feel like...
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Mortgage After an IVA Removed From Your Credit File: What Happens Next?
Mortgage After an IVA Removed From Your Credit File: What Happens Next? An Individual Voluntary Arrangement (IVA) remains on your...
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Mortgage After Bankruptcy Discharge: What to Expect and How to Prepare
Mortgage After Bankruptcy Discharge: What to Expect and How to Prepare Bankruptcy is one of the most serious forms of...
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How Long After a CCJ You Can Qualify for a Mortgage: Clear, Practical Guidance
How Long After a CCJ You Can Qualify for a Mortgage: Clear, Practical Guidance County Court Judgments (CCJs) are one...
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