Mortgage tips

Practical mortgage tips before you apply

Straightforward guides covering affordability, deposits, credit conduct, income types, applications and common mortgage pitfalls.

Why You Don’t Need Perfect Finances to Talk to a Mortgage Broker

Why You Don’t Need Perfect Finances to Talk to a Mortgage Broker

Why You Don’t Need Perfect Finances to Talk Why you don’t need perfect finances to talk is a concern that...
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How Brokers Help You Plan Ahead for a Mortgage Application

How Brokers Help You Plan Ahead for a Mortgage Application

How Brokers Help You Plan Ahead How brokers help you plan ahead is often misunderstood. Many people only speak to...
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How Long Your Finances Need to Look Stable Before Applying for a Mortgage

How Long Your Finances Need to Look Stable Before Applying for a Mortgage

How Long Your Finances Need to Look Stable Before Applying How long your finances need to look stable before applying...
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How Small Habits Influence Lender Confidence When Applying for a Mortgage

How Small Habits Influence Lender Confidence When Applying for a Mortgage

How Small Habits Influence Lender Confidence How small habits influence lender confidence is something many borrowers underestimate when applying for...
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Mortgage Declined Because Employment Contract Is Temporary: Why It Happens

Mortgage Declined Because Employment Contract Is Temporary: Why It Happens

Mortgage Declined Because Employment Contract Is Temporary: Why It Happens A mortgage declined because employment contract is temporary is a...
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Mortgage Declined Due to Probation Extension: Why It Happens

Mortgage Declined Due to Probation Extension: Why It Happens

Mortgage Declined Due to Probation Extension: Why It Happens A mortgage declined due to probation extension can feel unexpected, especially...
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Mortgage Declined Because Bonus Payments Were Not Guaranteed: Why It Happens

Mortgage Declined Because Bonus Payments Were Not Guaranteed: Why It Happens

Mortgage Declined Because Bonus Payments Were Not Guaranteed: Why It Happens A mortgage declined because bonus payments were not guaranteed...
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Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens

Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens

Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens A mortgage declined because payslips were amended or reissued...
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Mortgage Declined Due to Irregular Shift Patterns: Why It Happens

Mortgage Declined Due to Irregular Shift Patterns: Why It Happens

Mortgage Declined Due to Irregular Shift Patterns: Why It Happens A mortgage declined due to irregular shift patterns is a...
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Mortgage Declined Because Income Varies Month to Month: Why It Happens

Mortgage Declined Because Income Varies Month to Month: Why It Happens

Mortgage Declined Because Income Varies Month to Month: Why It Happens A mortgage declined because income varies month to month...
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Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens

Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens

Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens A mortgage declined due to inconsistent bank statement balances...
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Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens

Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens

Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens A mortgage declined because savings were built too quickly...
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Mortgage on a Property with Flat Roof Sections: What Lenders Look For

Mortgage on a Property with Flat Roof Sections: What Lenders Look For

Mortgage on a Property with Flat Roof Sections: What Lenders Look For A mortgage on a property with flat roof...
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Mortgage on a Property with High-Rise Construction: What Lenders Consider

Mortgage on a Property with High-Rise Construction: What Lenders Consider

Mortgage on a Property with High-Rise Construction A mortgage on a property with high-rise construction is often possible, but it...
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Mortgage on an Unadopted Road: What Lenders Look For

Mortgage on an Unadopted Road: What Lenders Look For

Mortgage on an Unadopted Road: What Lenders Look For A mortgage on an unadopted road is usually possible, but it...
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Mortgage on a Property with a Flying Freehold: What Lenders Require

Mortgage on a Property with a Flying Freehold: What Lenders Require

Mortgage on a Property with a Flying Freehold A mortgage on a property with a flying freehold is possible in...
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Mortgage on a Property with Restrictive Covenants: What Lenders Check

Mortgage on a Property with Restrictive Covenants: What Lenders Check

Mortgage on a Property with Restrictive Covenants: What Lenders Check A mortgage on a property with restrictive covenants is usually...
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Mortgage on a Property with Solar Panels: Common Lender Requirements

Mortgage on a Property with Solar Panels: Common Lender Requirements

Mortgage on a Property with Solar Panels: Common Lender Requirements A mortgage on a property with solar panels is usually...
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Mortgage on a Property with Japanese Knotweed: What Lenders Do

Mortgage on a Property with Japanese Knotweed: What Lenders Do

Mortgage on a Property with Japanese Knotweed: What Lenders Do A mortgage on a property with Japanese knotweed is not...
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Mortgage Using Foster Care Income: What Lenders Accept

Mortgage Using Foster Care Income: What Lenders Accept

Mortgage Using Foster Care Income: What Lenders Accept A mortgage using foster care income is possible with some lenders, but...
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