Mortgage tips

Practical mortgage tips before you apply

Straightforward guides covering affordability, deposits, credit conduct, income types, applications and common mortgage pitfalls.

What Lenders Look For in Your Spending Patterns: A Clear Guide for Buyers

What Lenders Look For in Your Spending Patterns: A Clear Guide for Buyers

What Lenders Look For in Your Spending Patterns: A Clear Guide for Buyers When preparing for a mortgage, many buyers...
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How to Prepare Your Finances Before Applying for a Mortgage

How to Prepare Your Finances Before Applying for a Mortgage

How to Prepare Your Finances Before Applying for a Mortgage Applying for a mortgage is one of the most important...
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Choosing a Longer Term as a First Time Buyer: Is It the Better Option?

Choosing a Longer Term as a First Time Buyer: Is It the Better Option?

Choosing a Longer Term as a First Time Buyer: Is It the Better Option? When buying your first home, one...
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Buying With Friends as First-Time Buyers: A Clear Guide to How It Works

Buying With Friends as First-Time Buyers: A Clear Guide to How It Works

Buying With Friends as First-Time Buyers: A Clear Guide to How It Works With rising property prices and increasing rental...
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Smart Steps First-Time Buyers Can Take to Strengthen Their Mortgage Application

Smart Steps First-Time Buyers Can Take to Strengthen Their Mortgage Application

Smart Steps First-Time Buyers Can Take to Strengthen Their Mortgage Application Buying your first home is an exciting milestone, but...
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How Lenders View Recent Credit Searches When Applying for a Mortgage

How Lenders View Recent Credit Searches When Applying for a Mortgage

How Lenders View Recent Credit Searches When Applying for a Mortgage Many mortgage applicants are surprised to learn that recent...
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How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25%

How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25%

How Much Deposit Do You Need to Get a Mortgage? Options From 0% to 25% One of the biggest questions...
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£120000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£120000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£120,000 Mortgage: Monthly Repayments, Income Needed & How to Qualify If you’re planning to borrow £120,000 to buy a property,...
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£150000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£150000 Mortgage: Monthly Repayments, Income Needed & How to Qualify

£150,000 Mortgage: Monthly Repayments, Income Needed & How to Qualify A £150000 mortgage is a common borrowing level across much...
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£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips

£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips

£180000 Mortgage: Monthly Repayments, Income Needed & Lender Tips If you're planning to borrow £180,000 for a home purchase or...
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High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options

High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options

High Deposit Mortgages: How a Larger Deposit Unlocks Better Rates & More Options Saving for a deposit is one of...
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Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work

Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work

6. Blog (up to 1500 words) Getting a Mortgage With 3 or 4 People: How Joint Applications Really Work Buying...
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Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide

Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide

Mortgages for Teachers, Teaching Assistants & School Staff: Your Complete Guide Teachers, teaching assistants and wider school staff often have...
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Mortgages for Solicitors, Lawyers & Barristers: How Legal Professionals Secure the Best Deal

Mortgages for Solicitors, Lawyers & Barristers: How Legal Professionals Secure the Best Deal

Mortgages for Solicitors, Lawyers & Barristers: How Legal Professionals Secure the Best Deal Legal professionals often present excellent mortgage profiles...
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What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips

What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips

What Do Mortgage Lenders Look for on Bank Statements? Full Checklist & Tips When you apply for a mortgage, lenders...
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£50000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips

£50000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips

£50,000 Mortgage Per Month: Repayments, Income Needed & Deposit Tips A £50000 mortgage is one of the lower borrowing levels...
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Mortgage on One Income: Single Person Mortgages Explained Clearly

Mortgage on One Income: Single Person Mortgages Explained Clearly

Mortgage on One Income: Single Person Mortgages Explained Clearly Buying a home alone is increasingly common, but lenders still assess...
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£300000 Mortgage Monthly Repayments: Costs, Salary Needed & Deposit Guide

£300000 Mortgage Monthly Repayments: Costs, Salary Needed & Deposit Guide

£300000 Mortgage Monthly Repayments: Costs, Salary Needed & Deposit Guide If you’re planning to borrow around £300,000, understanding repayment costs,...
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£80000 Mortgage Monthly Repayments: Costs, Salary Needed & Affordability

£80000 Mortgage Monthly Repayments: Costs, Salary Needed & Affordability

£80000 Mortgage Monthly Repayments: Costs, Salary Needed & Affordability If you’re planning to borrow around £80,000, understanding the monthly repayments,...
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£180000 Mortgage: Income Needed, Monthly Repayments, and Deposit Explained

£180000 Mortgage: Income Needed, Monthly Repayments, and Deposit Explained

£180,000 Mortgage: Income Needed, Monthly Repayments, and Deposit Explained A £180000 mortgage sits in the middle range of typical UK...
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