Can I Get a Mortgage After Bankruptcy? Let’s face it—declaring bankruptcy is a big deal. It might feel like the end of the road, especially if you’re dreaming of getting a mortgage. But here’s the good news: it’s not impossible. Sure, it’s going to take some planning,...
Can You Get a High LTV Mortgage with Bad Credit? Let’s be honest, sorting out a mortgage when you’ve got bad credit isn’t easy. If you’re after a high loan-to-value (LTV) mortgage, it might feel downright impossible. But don’t worry—it’s not. Let me walk you through...
What is an Individual Voluntary Arrangement (IVA)? An Individual Voluntary Arrangement (IVA) is basically a formal agreement you can make with your creditors to get your finances back on track. It’s set up by an insolvency practitioner (IP) and allows you to repay...
A Comprehensive Guide: Securing a Mortgage After Repossession Introduction Owning a home is a dream for many, but sometimes life’s challenges can lead to the unfortunate event of repossession. If you’ve faced the daunting experience of losing your...
A Comprehensive Guide: Mortgage Types and Rates for Bad Credit Introduction Obtaining a mortgage with bad credit can be a challenging endeavour, but it’s not an impossible task. Bad credit can result from various factors, such as missed payments, defaults, or...
A Comprehensive Guide: First-Time Buyer with Bad Credit Introduction Becoming a first-time homebuyer is a significant milestone in one’s life. But for those with less-than-perfect credit, the path to homeownership may seem daunting. The good news is that, with...
