What is the "Can I Get a Mortgage?" tool?

The “Can I Get a Mortgage?” tool gives you a quick evaluation of whether you may be eligible for a mortgage based on your deposit, income, credit and other factors. It’s a guide only and not a guarantee of approval.

What information will I need to use the tool?

You’ll be asked about your deposit, annual income, number of dependents, credit history (defaults, CCJs, arrears) and other key factors. The tool then gives a snapshot of your likelihood of getting a mortgage.

Does it guarantee I will be approved for a mortgage?

No. It provides only an indicative outcome based on the inputs you supply. Mortgage approval depends on many factors including full affordability, lender policy, credit check and your overall circumstances.

Is the tool suitable if I have adverse credit?

Yes. The tool asks about credit issues such as defaults, CCJs or arrears, and gives feedback accordingly. While it can highlight potential issues, a full discussion with a specialist broker is still recommended.

What should I do after completing the tool?

After you complete the assessment, you should review the results and the recommended next steps. If you’re close to eligibility or need help improving your profile, consider speaking with one of our advisers for tailored guidance.

Can I Get A Mortgage? - Welcome to Mortgage Bridge | Bad Credit and Low Credit Score Mortgages Specialist

Can I Get a Mortgage?

Answer a few questions for an instant indication.

How would you rate your credit score?

Do you have any missed payments in the last 12 months?

Do you have any defaults, CCJs or a Debt Management Plan?

Have you had an IVA or declared bankruptcy?

How do you earn your income?

How much deposit do you have?

Start Your Enquiry

Disclaimer:
This tool is for general guidance only and does not guarantee mortgage eligibility or approval. The results are based on the information you provide and are intended to give an indication of how lenders may view your situation. Actual decisions will depend on a full credit check, affordability assessment and a wider review of your financial circumstances. For personalised advice, please contact us.

Important information: Mortgage Bridge provides information only and acts as a mortgage introducer. We do not provide mortgage advice or make lender recommendations. We can introduce you to an FCA-regulated mortgage adviser who can provide personalised mortgage advice.