Remortgaging for Home Improvements
A Comprehensive Guide: Remortgaging for Home Improvements Introduction As a homeowner, you may have considered making enhancements to your property to increase its value, comfort, and...
Mortgage Types and Rates for Bad Credit
A Comprehensive Guide: Mortgage Types and Rates for Bad Credit Introduction Obtaining a mortgage with bad credit can be a challenging endeavour, but it's not an impossible task. Bad credit can...
First Time Buyer Bad Credit Mortgage
A Comprehensive Guide: First-Time Buyer with Bad Credit Introduction Becoming a first-time homebuyer is a significant milestone in one's life. But for those with less-than-perfect credit, the path...
Buy-to-Let Mortgages with Bad Credit
Buy-to-Let Mortgages with Bad Credit: A Comprehensive Guide Introduction In the world of property investment, securing financing is often a crucial step towards building a successful...
How Do I Improve My Credit Report?
A Comprehensive Guide on How to Improve Your Credit Report Introduction Your credit report plays a pivotal role in your financial life, influencing your ability to secure loans, credit cards,...
Should I Use A Mortgage Advisor?
Introduction When it comes to buying a home, obtaining a mortgage is often a crucial part of the process. However, navigating the complexities of mortgage options, interest rates, and lender...
Who Are the Best Mortgage Lenders for Bad Credit?
Introduction: Obtaining a mortgage with bad credit can be a challenging task, but it is not impossible. Fortunately, there are mortgage lenders who specialize in offering solutions for individuals...
Guide to Securing a Mortgage on a Visa
Introduction: Obtaining a mortgage can be a significant milestone in achieving your dream of owning a home, even if you are on a visa. While the process may seem complex, understanding the...
How Much Deposit Is Needed To Buy A House?
Buying a house is one of the biggest financial decisions you will ever make. It is important to understand the process and the costs involved, including how much deposit you need to buy a house....
Does An Overdraft Affect Credit Score & Mortgage?
When it comes to managing your finances, one of the most important things to consider is how your decisions will affect your credit score. One of the most common questions people have is whether or...
Can You Get a Mortgage If One Person Has Bad Credit
Introduction: Purchasing a home is a significant milestone for many people. However, what if one person involved in the mortgage application has bad credit? Can you still secure a mortgage under...
Can You Get a Mortgage with a Very Poor Credit Score?
Introduction: Securing a mortgage with a poor credit score can be challenging, especially when lenders have stringent eligibility criteria. However, having a very poor credit score doesn't...
Can I Get a Mortgage with Poor Credit?
Having a poor credit score can make it difficult to get approved for a mortgage. However, it is not impossible to get a mortgage with poor credit and there are some steps you can take to improve...
Can I get a Mortgage with No Credit History?
When it comes to buying a property, having a solid credit history is often considered crucial by lenders. But what if you find yourself in a situation where you have little to no credit history? Can...
Low Income Mortgages
Can I Get a Mortgage With A Low Income? Understanding Your Options The first step in getting a mortgage with low income is understanding the different types ofmortgages that are available. There...
Shared Ownership Mortgages
What is a Shared Ownership Mortgage? This is a scheme made by the Government to make it easier for buyers to get on the property ladder whilst part owning and part renting. The buyer will pay a...
Mortgage For Self Employed
Working for yourself, owning your own business, freelancing? There are stricter lending requirements when you are self-employed, freelancing. Self-employed applicants require at least two years of...
Right To Buy Mortgages With Bad Credit
What is a Right to Buy mortgage? This is a government scheme designed to allow council and housing association tenants in England to buy their homes at a discounted price. A Right to Buy mortgage is...
Remortgage Guide
What is remortgaging? Remortgaging is the process of getting a new mortgage on a property you already own. There are a number of reasons you might consider doing this, but it's a huge opportunity to...
Getting a mortgage with payday loans
What is a payday loan? These are loans that are short term, but usually have a high interest rate. They are designed to help with short term emergencies and are usually due to be repaid after just...
Can I Get A Mortgage With Missed Payments?
What is the difference between a late payment and arrears? Late payments generally refer to the occasional odd late payment against an account and usually, provided that the payment is made within...
Get a Mortgage with a Guarantor – JBSP
What is a JBSP? A joint borrower sole proprietor (JBSP) mortgage allows buyers to take out a mortgage with somebody else, however that person will not be named on the title deeds or have a legal...
Help To Buy Mortgage With Bad Credit
What is a Help To Buy Equity Loan? This is a loan from the government which you can combine with a deposit and a mortgage to buy a new-build property. The Government will top up your deposit with an...
Mortgage for CCJ – Get the Right Advice
Firstly, what is a CCJ? A CCJ is a County Court Judgment, which is a court order made in England, Wales or Northern Ireland that can be registered against you if you fail to make your agreed...
First Time Buyer Mortgage Guide With Bad Credit
What is a first-time buyer? A first-time buyer if you have never owned a home before. Despite the word ‘buyer’, you are not a first-time buyer if you have previously inherited a home. If you’re...
Can You Get A Mortgage With A Debt Management Plan?
What is a Debt Management Plan (DMP)? A debt management plan is when you make an informal repayment arrangement between you and anyone you owe money to for non-priority debts. They are arranged and...
Add Debt to Mortgage & Debt Consolidation Into Mortgage
What is debt consolidation? Debt consolidation is the process of merging multiple debts into one. The reason for doing this is to make your debt easier to manage, and it often reduces the monthly...
Can I Get a Mortgage with a Default?
You absolutely can. We work with specialist mortgage brokers who have access to a vast network of specialist lenders who can offer mortgages to applicants with defaults. During this process, the...