Getting a mortgage with payday loans
What is a payday loan? These are loans that are short term, but usually have a high interest rate. They are designed to help with short term emergencies and are usually due to be repaid after just...
Can I Get A Mortgage With Missed Payments?
What is the difference between a late payment and arrears? Late payments generally refer to the occasional odd late payment against an account and usually, provided that the payment is made within...
Get a Mortgage with a Guarantor – JBSP
What is a JBSP? A joint borrower sole proprietor (JBSP) mortgage allows buyers to take out a mortgage with somebody else, however that person will not be named on the title deeds or have a legal...
Help To Buy Mortgage With Bad Credit
What is a Help To Buy Equity Loan? This is a loan from the government which you can combine with a deposit and a mortgage to buy a new-build property. The Government will top up your deposit with an...
Mortgage for CCJ – Get the Right Advice
Firstly, what is a CCJ? A CCJ is a County Court Judgment, which is a court order made in England, Wales or Northern Ireland that can be registered against you if you fail to make your agreed...
First Time Buyer Mortgage Guide With Bad Credit
What is a first-time buyer? A first-time buyer if you have never owned a home before. Despite the word ‘buyer’, you are not a first-time buyer if you have previously inherited a home. If you’re...
Can You Get A Mortgage With A Debt Management Plan?
What is a Debt Management Plan (DMP)? A debt management plan is when you make an informal repayment arrangement between you and anyone you owe money to for non-priority debts. They are arranged and...
Add Debt to Mortgage & Debt Consolidation Into Mortgage
What is debt consolidation? Debt consolidation is the process of merging multiple debts into one. The reason for doing this is to make your debt easier to manage, and it often reduces the monthly...
Can I Get a Mortgage with a Default?
You absolutely can. We work with specialist mortgage brokers who have access to a vast network of specialist lenders who can offer mortgages to applicants with defaults. During this process, the...