Contractor Mortgages
Can contractors get a mortgage? Yes, contractors can obtain a mortgage, provided they meet the lender's eligibility criteria. Mortgage providers recognise the unique circumstances of contractors and...
Can a joint mortgage be transferred to one person
Can a Joint Mortgage be Transferred to One Person? When individuals take out a joint mortgage, their circumstances may change over time. Separation or divorce can raise questions about what happens...
Checkmyfile Explained
What is Checkmyfile? Checkmyfile is a credit report service that allows individuals to access their credit information from major credit reference agencies. It provides a comprehensive overview of...
What credit score do I need to get a mortgage
Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants' creditworthiness. One crucial factor they consider is the credit score, a numerical...
How to remortgage with bad credit
How to remortgage with bad credit Can you remortgage with bad credit? While having a poor credit history can make it more challenging to secure a favourable remortgage deal, it is still possible to...
Switching from an Interest-Only Mortgage to a Repayment Mortgage
A Comprehensive Guide: Switching from an Interest-Only Mortgage to a Repayment Mortgage Introduction When choosing a mortgage type, some opt for an interest-only mortgage, a solution that...
Self-Employed Mortgages with 2 Years of Accounts
A Comprehensive Guide: Self-Employed Mortgages with 2 Years of Accounts Introduction For self-employed individuals, homeownership can often seem like a distant goal. The traditional mortgage...
Self-Employed Mortgages with 1 Year’s Accounts
A Comprehensive Guide: Self-Employed Mortgages with 1 Year's Accounts Introduction In today's dynamic job market, self-employment is a path that many are choosing to pursue. Whether you're a...
Securing a Mortgage After Repossession
A Comprehensive Guide: Securing a Mortgage After Repossession Introduction Owning a home is a dream for many, but sometimes life's challenges can lead to the unfortunate event of...
Remortgaging to Buy Another Property
A Comprehensive Guide: Remortgaging to Buy Another Property Introduction For homeowners and property investors, remortgaging to buy another property has become an increasingly popular...
Remortgaging for Home Improvements
A Comprehensive Guide: Remortgaging for Home Improvements Introduction As a homeowner, you may have considered making enhancements to your property to increase its value, comfort, and...
Mortgage Types and Rates for Bad Credit
A Comprehensive Guide: Mortgage Types and Rates for Bad Credit Introduction Obtaining a mortgage with bad credit can be a challenging endeavour, but it's not an impossible task. Bad credit can...
First Time Buyer Bad Credit Mortgage
A Comprehensive Guide: First-Time Buyer with Bad Credit Introduction Becoming a first-time homebuyer is a significant milestone in one's life. But for those with less-than-perfect credit, the...
Buy-to-Let Mortgages with Bad Credit
Buy-to-Let Mortgages with Bad Credit: A Comprehensive Guide Introduction In the world of property investment, securing financing is often a crucial step towards building a successful...
How Do I Improve My Credit Report?
A Comprehensive Guide on How to Improve Your Credit Report Introduction Your credit report plays a pivotal role in your financial life, influencing your ability to secure loans, credit cards,...
IVA Mortgages – Find Mortgage Lenders
Understanding Individual Voluntary Arrangements (IVAs) and Obtaining a Mortgage Introduction Individual Voluntary Arrangements (IVAs) are legally binding agreements that allow individuals to repay...
Should I Use A Mortgage Advisor?
Introduction When it comes to buying a home, obtaining a mortgage is often a crucial part of the process. However, navigating the complexities of mortgage options, interest rates, and lender...
Who Are the Best Mortgage Lenders for Bad Credit?
Introduction: Obtaining a mortgage with bad credit can be a challenging task, but it is not impossible. Fortunately, there are mortgage lenders who specialize in offering solutions for individuals...
Guide to Securing a Mortgage on a Visa
Introduction: Obtaining a mortgage can be a significant milestone in achieving your dream of owning a home, even if you are on a visa. While the process may seem complex, understanding the...
How Much Deposit Is Needed To Buy A House?
Buying a house is one of the biggest financial decisions you will ever make. It is important to understand the process and the costs involved, including how much deposit you need to buy a house....
Does An Overdraft Affect Credit Score & Mortgage?
When it comes to managing your finances, one of the most important things to consider is how your decisions will affect your credit score. One of the most common questions people have is whether or...
Can You Get a Mortgage If One Person Has Bad Credit
Introduction: Purchasing a home is a significant milestone for many people. However, what if one person involved in the mortgage application has bad credit? Can you still secure a mortgage under...
Can You Get a Mortgage with a Very Poor Credit Score?
Introduction: Securing a mortgage with a poor credit score can be challenging, especially when lenders have stringent eligibility criteria. However, having a very poor credit score doesn't...
Can I Get a Mortgage with Poor Credit?
Having a poor credit score can make it difficult to get approved for a mortgage. However, it is not impossible to get a mortgage with poor credit and there are some steps you can take to improve...
Can I get a Mortgage with No Credit History?
When it comes to buying a property, having a solid credit history is often considered crucial by lenders. But what if you find yourself in a situation where you have little to no credit history? Can...
Low Income Mortgages
Can I Get a Mortgage With A Low Income? Understanding Your Options The first step in getting a mortgage with low income is understanding the different types ofmortgages that are available. There...
Shared Ownership Mortgages
What is a Shared Ownership Mortgage? This is a scheme made by the Government to make it easier for buyers to get on the property ladder whilst part owning and part renting. The buyer will pay a...
Mortgage For Self Employed
Working for yourself, owning your own business, freelancing? There are stricter lending requirements when you are self-employed, freelancing. Self-employed applicants require at least two years of...
Right To Buy Mortgages With Bad Credit
What is a Right to Buy mortgage? This is a government scheme designed to allow council and housing association tenants in England to buy their homes at a discounted price. A Right to Buy mortgage is...
Remortgage Guide
What is remortgaging? Remortgaging is the process of getting a new mortgage on a property you already own. There are a number of reasons you might consider doing this, but it's a huge opportunity to...