Mortgage Tips & Advice

A collection of helpful guides covering general mortgage questions, preparation steps, common pitfalls, and ways to strengthen your application. These articles explain practical topics such as affordability, deposits, credit conduct, income types, and choosing between different mortgage products. Useful insight for anyone looking to understand the process in more detail.

Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens

Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens

Mortgage Declined Because Payslips Were Amended or Reissued: Why It Happens A mortgage declined because payslips were amended or reissued...
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Mortgage Declined Due to Irregular Shift Patterns: Why It Happens

Mortgage Declined Due to Irregular Shift Patterns: Why It Happens

Mortgage Declined Due to Irregular Shift Patterns: Why It Happens A mortgage declined due to irregular shift patterns is a...
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Mortgage Declined Because Income Varies Month to Month: Why It Happens

Mortgage Declined Because Income Varies Month to Month: Why It Happens

Mortgage Declined Because Income Varies Month to Month: Why It Happens A mortgage declined because income varies month to month...
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Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens

Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens

Mortgage Declined Due to Inconsistent Bank Statement Balances: Why It Happens A mortgage declined due to inconsistent bank statement balances...
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Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens

Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens

Mortgage Declined Because Savings Were Built Too Quickly: Why It Happens A mortgage declined because savings were built too quickly...
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Mortgage on a Property with Flat Roof Sections: What Lenders Look For

Mortgage on a Property with Flat Roof Sections: What Lenders Look For

Mortgage on a Property with Flat Roof Sections: What Lenders Look For A mortgage on a property with flat roof...
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Mortgage on a Property with High-Rise Construction: What Lenders Consider

Mortgage on a Property with High-Rise Construction: What Lenders Consider

Mortgage on a Property with High-Rise Construction A mortgage on a property with high-rise construction is often possible, but it...
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Mortgage on an Unadopted Road: What Lenders Look For

Mortgage on an Unadopted Road: What Lenders Look For

Mortgage on an Unadopted Road: What Lenders Look For A mortgage on an unadopted road is usually possible, but it...
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Mortgage on a Property with a Flying Freehold: What Lenders Require

Mortgage on a Property with a Flying Freehold: What Lenders Require

Mortgage on a Property with a Flying Freehold A mortgage on a property with a flying freehold is possible in...
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Mortgage on a Property with Restrictive Covenants: What Lenders Check

Mortgage on a Property with Restrictive Covenants: What Lenders Check

Mortgage on a Property with Restrictive Covenants: What Lenders Check A mortgage on a property with restrictive covenants is usually...
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Mortgage on a Property with Solar Panels: Common Lender Requirements

Mortgage on a Property with Solar Panels: Common Lender Requirements

Mortgage on a Property with Solar Panels: Common Lender Requirements A mortgage on a property with solar panels is usually...
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Mortgage on a Property with Japanese Knotweed: What Lenders Do

Mortgage on a Property with Japanese Knotweed: What Lenders Do

Mortgage on a Property with Japanese Knotweed: What Lenders Do A mortgage on a property with Japanese knotweed is not...
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Mortgage Using Foster Care Income: What Lenders Accept

Mortgage Using Foster Care Income: What Lenders Accept

Mortgage Using Foster Care Income: What Lenders Accept A mortgage using foster care income is possible with some lenders, but...
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Mortgage Using Child Benefit and Tax Credits: What Counts as Income

Mortgage Using Child Benefit and Tax Credits: What Counts as Income

Mortgage Using Child Benefit and Tax Credits: What Counts A mortgage using child benefit and tax credits is possible in...
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Mortgage After Redundancy: How Long You May Need to Wait

Mortgage After Redundancy: How Long You May Need to Wait

Mortgage After Redundancy: How Long You May Need to Wait A mortgage after redundancy is a common concern for people...
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Mortgage While on Sick Pay: Realistic Options and Evidence Lenders Want

Mortgage While on Sick Pay: Realistic Options and Evidence Lenders Want

Mortgage While on Sick Pay: Realistic Options and Evidence Lenders Want A mortgage while on sick pay can feel uncertain,...
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Mortgage With Furlough History: Does It Still Affect Lending?

Mortgage With Furlough History: Does It Still Affect Lending?

Mortgage With Furlough History: Does It Still Affect Lending? A mortgage with furlough history is still a common concern for...
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Mortgage Declined Because of a Recent Pay Rise: Why Some Lenders Still Hesitate

Mortgage Declined Because of a Recent Pay Rise: Why Some Lenders Still Hesitate

Mortgage Declined Because of a Recent Pay Rise: Why Some Lenders Still Hesitate A mortgage declined because of a recent...
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Mortgage Declined Due to Reduced Overtime: What Evidence Can Help

Mortgage Declined Due to Reduced Overtime: What Evidence Can Help

Mortgage Declined Due to Reduced Overtime: What Evidence Can Help A mortgage declined due to reduced overtime can be frustrating,...
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Mortgage Declined Due to High Discretionary Spending: How Lenders View It

Mortgage Declined Due to High Discretionary Spending: How Lenders View It

Mortgage Declined Due to High Discretionary Spending: How Lenders View It A mortgage declined due to high discretionary spending can...
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