What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What’s a JBSP Mortgage and How Does It Work? At Mortgage Bridge, we often get asked about JBSP mortgages. So, what are they? A joint borrower sole proprietor (JBSP) mortgage lets you take out a mortgage with someone else—usually a parent or family member—without them...
Right to Buy Mortgages with Bad Credit

Right to Buy Mortgages with Bad Credit

What is a Right to Buy Mortgage and How Does It Work? If you’re a council or housing association tenant dreaming of owning your home, the Right to Buy scheme could be your golden ticket. It allows eligible tenants to buy their home at a discount, making homeownership...
What is a Shared Ownership Mortgage and How Does It Work?

What is a Shared Ownership Mortgage and How Does It Work?

Getting onto the property ladder is one of the biggest steps you’ll ever take, but we all know how tough it can be, especially with the high cost of homes. If you’ve been struggling to save up a hefty deposit or simply can’t afford to buy a home outright, shared...
Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Here at Mortgage Bridge, we get it—trying to get a mortgage on a low income can feel impossible. Lenders have strict criteria, and you might feel like homeownership is out of reach. But don’t stress! There are options out there, and with the right approach, getting a...