Divorce can be tough, and sorting out a mortgage afterwards might feel like just another mountain to climb. Whether you’re thinking about buying a new place or remortgaging the one you’re in, we’re here to tell you it’s completely doable with a bit of planning and the...
What Are Green Mortgages and How Do They Work? So, What Are Green Mortgages? Let me tell you about green mortgages – they’re a growing trend that’s perfect if you’re looking to buy or renovate an energy-efficient home. These loans give you better deals and perks when...
Can I Get a Mortgage If I’m Over 50? Getting a mortgage over 50 might seem tricky, but it’s definitely doable. With the right planning and advice, securing a mortgage later in life can be straightforward. I’ll walk you through everything you need to know, from what...
When you’re applying for a mortgage, one of the biggest decisions you’ll make is how long you want to take to pay it back. This is what we call the repayment term, and it has a big impact on your monthly payments and how much interest you’ll end up paying overall....
Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants’ creditworthiness. One crucial factor they consider is the credit score, a numerical representation of an individual’s credit history and financial...
Introduction When it comes to buying a home, obtaining a mortgage is often a crucial part of the process. However, navigating the complexities of mortgage options, interest rates, and lender requirements can be overwhelming. That’s where a mortgage advisor can...
