Quick Answer: Can You Get a Mortgage with a DAS? Yes, but it’s challenging. A Debt Arrangement Scheme (DAS) impacts your credit score and limits lender options. Specialist lenders may offer a mortgage, but you’ll likely need a larger deposit and higher interest rates....
If you’ve had a Debt Relief Order (DRO) in the past, you might be wondering whether homeownership is still within reach. The good news? Yes, you can get a mortgage after a DRO! But let’s be real—it won’t be as straightforward as getting a mortgage with a...
Can You Get a Mortgage with a Debt Management Plan? What’s a Debt Management Plan (DMP) and How Does It Work? A Debt Management Plan (DMP) is basically a way to get on top of your non-priority debts. It’s an informal agreement where you make one affordable monthly...
What is a CCJ and How Does it Affect Your Mortgage? Ever heard of a CCJ and wondered how it might affect your chances of getting a mortgage? A County Court Judgment (CCJ) happens when someone doesn’t repay money they owe, and the courts step in. It’s basically a red...
Can I get a mortgage with bad credit? Yes, it’s absolutely possible! While having bad credit can make securing a mortgage a bit trickier, it doesn’t mean homeownership is out of reach. At Mortgage Bridge, we work with clients every day who are in this exact situation....
Introduction If you’re like many of my clients at Mortgage Bridge, you’ve probably asked, “How can I improve my credit report?” Whether you’re dealing with bad credit or just want to boost your score for a mortgage, it can feel like a tough...
