How Does Your Debt-to-Income Ratio Affect Your Mortgage Application? When I was looking into mortgages, I quickly learned that lenders are laser-focused on one thing: your debt-to-income ratio (DTI). This simple percentage can make or break your chances of getting...
Let’s be honest, getting a mortgage when you’re a freelancer or contractor can feel like a challenge. Lenders often prefer people with steady, salaried jobs, and your irregular income might seem like a red flag. But don’t worry – with the right prep and approach, you...
