How Does Your Debt-to-Income Ratio Affect Your Mortgage Application? When I was looking into mortgages, I quickly learned that lenders are laser-focused on one thing: your debt-to-income ratio (DTI). This simple percentage can make or break your chances of getting...
Can You Get a Mortgage as a Temporary or Agency Worker? Getting a mortgage can feel like a challenge, especially if you’re on a temporary contract or working through an agency. But don’t worry, it’s not impossible! Let me walk you through what you need to know and how...
Can You Get a High LTV Mortgage with Bad Credit? Let’s be honest, sorting out a mortgage when you’ve got bad credit isn’t easy. If you’re after a high loan-to-value (LTV) mortgage, it might feel downright impossible. But don’t worry—it’s not. Let me walk you through...
Divorce can be tough, and sorting out a mortgage afterwards might feel like just another mountain to climb. Whether you’re thinking about buying a new place or remortgaging the one you’re in, we’re here to tell you it’s completely doable with a bit of planning and the...
Let’s face it—redundancy is tough. It can leave you feeling uncertain about everything, especially big financial moves like applying for a mortgage. But here’s the good news: with a bit of planning and the right guidance, getting a mortgage after redundancy is...
