How to Get a Mortgage with a 5% Deposit in 2025

How to Get a Mortgage with a 5% Deposit in 2025

Thinking about buying a home but only have a 5% deposit? You’re not alone! At Mortgage Bridge, we know that saving for a deposit can feel like a huge hurdle, but getting a mortgage with just 5% down is totally possible. These mortgages—known as 95% loan-to-value...
What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What’s a JBSP Mortgage and How Does It Work? At Mortgage Bridge, we often get asked about JBSP mortgages. So, what are they? A joint borrower sole proprietor (JBSP) mortgage lets you take out a mortgage with someone else—usually a parent or family member—without them...
Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Low Income Mortgage Guide: How Can You Get on the Property Ladder?

Here at Mortgage Bridge, we get it—trying to get a mortgage on a low income can feel impossible. Lenders have strict criteria, and you might feel like homeownership is out of reach. But don’t stress! There are options out there, and with the right approach, getting a...