Can I Get a Mortgage as a First-Time Buyer If I Have a Student Loan?

Can I Get a Mortgage as a First-Time Buyer If I Have a Student Loan?

Buying your first home is a huge milestone, but if you’ve got a student loan hanging over you, you might be wondering, can I still get a mortgage? The good news is that having a student loan doesn’t automatically mean you can’t buy a home. But it does play a role in...
How Can First-Time Self-Employed Buyers Get a Mortgage?

How Can First-Time Self-Employed Buyers Get a Mortgage?

Getting a mortgage when you’re self-employed can feel like jumping through hoops, especially if you’re a first-time buyer. Lenders tend to be stricter when it comes to proving income and affordability, but that doesn’t mean it’s impossible. With the right...
How to Get a Mortgage with a 5% Deposit in 2025

How to Get a Mortgage with a 5% Deposit in 2025

Thinking about buying a home but only have a 5% deposit? You’re not alone! At Mortgage Bridge, we know that saving for a deposit can feel like a huge hurdle, but getting a mortgage with just 5% down is totally possible. These mortgages—known as 95% loan-to-value...
What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What is a JBSP Mortgage? How It Works, Benefits, and Risks Explained

What’s a JBSP Mortgage and How Does It Work? At Mortgage Bridge, we often get asked about JBSP mortgages. So, what are they? A joint borrower sole proprietor (JBSP) mortgage lets you take out a mortgage with someone else—usually a parent or family member—without them...