Declaring bankruptcy can have a significant impact on your credit score, making it challenging to secure a mortgage in the immediate aftermath. However, it is possible to rebuild your creditworthiness and obtain a mortgage after a period of time. Impact of Bankruptcy...
Can contractors get a mortgage? Yes, contractors can obtain a mortgage, provided they meet the lender’s eligibility criteria. Mortgage providers recognise the unique circumstances of contractors and have specific policies tailored to their employment status....
Can a Joint Mortgage be Transferred to One Person? When individuals take out a joint mortgage, their circumstances may change over time. Separation or divorce can raise questions about what happens to the mortgage and how it can be modified. This blog post explores...
What is Checkmyfile? Checkmyfile is a credit report service that allows individuals to access their credit information from major credit reference agencies. It provides a comprehensive overview of your credit history, enabling you to understand your financial standing...
Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants’ creditworthiness. One crucial factor they consider is the credit score, a numerical representation of an individual’s credit history and financial...
