Contractor Mortgages

Contractor Mortgages

Can contractors get a mortgage? Yes, contractors can obtain a mortgage, provided they meet the lender’s eligibility criteria. Mortgage providers recognise the unique circumstances of contractors and have specific policies tailored to their employment status....
Can a joint mortgage be transferred to one person

Can a joint mortgage be transferred to one person

Can a Joint Mortgage be Transferred to One Person? When individuals take out a joint mortgage, their circumstances may change over time. Separation or divorce can raise questions about what happens to the mortgage and how it can be modified. This blog post explores...
Checkmyfile Explained

Checkmyfile Explained

What is Checkmyfile? Checkmyfile is a credit report service that allows individuals to access their credit information from major credit reference agencies. It provides a comprehensive overview of your credit history, enabling you to understand your financial standing...
What credit score do I need to get a mortgage

What credit score do I need to get a mortgage

Obtaining a mortgage is a significant financial commitment, and lenders carefully evaluate applicants’ creditworthiness. One crucial factor they consider is the credit score, a numerical representation of an individual’s credit history and financial...
How to remortgage with bad credit

How to remortgage with bad credit

How to remortgage with bad credit Can you remortgage with bad credit? While having a poor credit history can make it more challenging to secure a favourable remortgage deal, it is still possible to remortgage with bad credit. Lenders typically view applicants with...